8742 Middle Chnnl, Saint Clair, MI 48079 Property Records

St. Clair County property record for 8742 Middle Chnnl, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2022)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	May 2022 Sale May 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-865-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-865-0014-000`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8742 MIDDLE CHANNEL
City	ALGONAC
State	MI
Zip	48001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	NE 50 FT OF SW 100 FT OF NW 200 FT OF LOT 30 ST CLAIR FLATS, MIDDLE CHANNEL DEEDED 10/66
Legal Subdivision	ST CLAIR FLATS MIDDLE CHANNEL
Legal Lot Number	30
Legal Unit	30
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1038
Census Tract	648000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	49572 KEYCOVE ST, CHESTERFIELD, MI 48047-2329
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Warranty Deed, Transfer BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL
May 11, 2022	Warranty Deed, Transfer
Jun 28, 2017	Quit Claim Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	May 11, 2022 · Amount on Record
Deed Document Number	202211859
Deed Book / Page	5520 / 473
Prior Transfer Date	Aug 1, 2018
Prior Transfer Doc	0004974305
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2022
Property Address	8708 MIDDLE CHANNEL DR, HARSENS ISLAND, MI 48028-9683
Document Number	0005520471
Book / Page	5520 / 471
Instrument Date	Mar 3, 2021
Instrument	2022011858
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 409, MOUNT CLEMENS, MI 48046-0409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8708 MIDDLE CHANNEL DR, HARSENS ISLAND, MI 48028-9683

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 11, 2022
Property Address	8708 MIDDLE CHANNEL DR, HARSENS ISLAND, MI 48028-9683
Document Number	0005520473
Book / Page	5520 / 473
Instrument Date	Feb 26, 2021
Instrument	2022011859
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Tax	$1,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 409, MOUNT CLEMENS, MI 48046-0409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49572 KEYCOVE ST, CHESTERFIELD, MI 48047-2329

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 28, 2017
Property Address	8708 MIDDLE CHANNEL DR # 8742, 8742, HARSENS ISLAND, MI 48028-9683
Document Number	0048440464
Book / Page	004844 / 000464
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36290 JEFFERSON MARYSVILLE MI 48040, MARYSVILLE, MI 48040

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,300 (-)	$56,600 (-)
2025	$1,435.00 (-0.49%)	$28,300 (-)
2024	$1,442.00 (+1.12%)		$56,600 (-)
2023		$28,300
2022	$1,426.00		$56,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	220 (1981–2024)
Claims Outside the SFHA	102 of 220
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Chnnl

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