8779 Middle Chnnl, Saint Clair, MI 48079 Property Records

St. Clair County property record for 8779 Middle Chnnl, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	1 ba · 650 sqft
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Oct 2023)
Tax Bill	$2,825 (2025)
Deeds & Mortgages	Oct 2023 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`74-14-865-0330-001`

Property Details

APN / Parcel Number

Primary APN	`74-14-865-0330-001`
Alternative APN	`148650330000`

Interior

Full Baths	1 Bath
Building Area	650 sqft Living Area
1st Floor Area	650 sqft

Exterior

Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	168 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	8779 MIDDLE CHANNEL
City	ALGONAC
State	MI
Zip	48001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	PART OF LOT 399 DESC AS: BEG S 55D 50M W 68.81', N 30D 39M 30S W 86.01' & S 59D 20M 30S W 31.59' FROM E 1/4 COR, TH S 54D 5M
Legal Subdivision	ST CLAIR FLATS MIDDLE CHANNEL
Legal Lot Number	399
Legal Unit	399
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1040
Census Tract	648000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22411 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4091
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Deed Document Number	202318241
Deed Book / Page	5662 / 301
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 13, 2023
Property Address	MIDDLE CHANNEL DR, ALGONAC, MI 48001
Document Number	0005662301
Book / Page	5662 / 301
Instrument Date	Sep 22, 2023
Instrument	2023018241
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$712.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8438 CANAL RD, STERLING HEIGHTS, MI 48314-1602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22411 RIDGEWAY ST, SAINT CLAIR SHORES, MI 48080-4091

Mortgage

Document Number	2023018242
Date	Oct 13, 2023
Instrument	2023018242

Lender

Name	JOSEPH A SHEPPARD TRUST
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,400 (-2.33%)	$108,800 (-2.33%)
2025	$2,825.00 (-4.07%)	$55,700 (-1.76%)
2024	$2,945.00 (+75.4%)		$111,400 (-1.76%)
2023		$56,700
2022	$1,679.00		$113,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 policies
Nearby Flood Policies	139 in force
Nearby Flood Claims	220 (1981–2024)
Claims Outside the SFHA	102 of 220
Most Recent Claim	Sep 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Chnnl

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