St. Clair County property record for 8953 Middle Chnnl, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 784 sqft |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,969 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-865-0369-001 |
| Primary APN | 74-14-865-0369-001 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Lot Area | 19,166 sqft (0.44 acres) |
|---|---|
| Lot Depth | 148 ft Depth |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Space Heater |
|---|
| Street Address | 8953 MIDDLE CHANNEL |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | PART OF LOT 453 DESC AS: BEG N 47D 2M W 12.17' & S 42D 58M W .98' FROM E'LY COR LOT 453, TH S 38D 21M 20S W 99.16', TH N 47D |
| Legal Subdivision | ST CLAIR FLATS MIDDLE CHANNEL |
| Legal Lot Number | 453 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 648000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 53258 SAMS LN, CHESTERFIELD, MI 48047-2749 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2016 |
| Transfer Doc | 0047800540 |
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $87,700 (-2.01%) | $175,400 (-2.01%) | |
| 2025 | $1,969.00 (+2.66%) | $89,500 (+7.44%) | |
| 2024 | $1,918.00 (+11.06%) | $179,000 (+7.44%) | |
| 2023 | $83,300 | ||
| 2022 | $1,727.00 | $166,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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