979 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 979 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	2,430 sqft Living Area
Lot Size	12,197 sqft (0.28 acres)
Pool	1,009 sqft
Occupancy	Owner Occupied
Last Sale	$278,000 (2014)
Tax Bill	$5,598.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF02-0990`

Interior

Full Baths	2 Baths
Building Area	2,430 sqft Living Area
Gross Area	3,341 sqft Gross Area
1st Floor	2,430 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	12,197 sqft (0.28 acres)
Driveway	Driveway Concrete
Driveway Area	400 sqft Driveway
Pool Area	1,009 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	979 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1487
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 2 LOT 99 OR 1383/1084 OR 2023/121 OR 2438/434-FJ
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Block	2AF0
Legal Lot Number	99
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-0990

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	979 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2014 · Amount on Record
Deed Sale	Sep 08, 2014 · Amount on Record
Prior Sale	Jan 19, 2006 · Amount on Record
Deed Doc Number	201427228
Deed Book / Page	2023 / 121
Last Transfer Date	Nov 02, 2020
Transfer Doc	0024931106
Record Refreshed	Jun 08, 2026

November 2020:

Jurisdiction	FLAGLER FL
Recording Date	Nov 09, 2020
Property Address	979 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number	0024931104
Book / Page	2493 / 1104
Map Reference	MB 34 PG 17-20
Instrument Date	Nov 02, 2020
Instrument	2020046173
Record Updated	Feb 22, 2022
Title Company	US PATRIOT TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	979 STONE LAKE DR, 979, ORMOND BEACH, FL 32174-1487

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	979 STONE LAKE DR, ORMOND BEACH, FL 32174-1487

Mortgage

Document Number	0024931106
Date	Nov 09, 2020
Book Page	2493/1106
Instrument	2020046174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,025.00 (-28.1%) Homeowner's exemption	$326,755 (+5.99%)	$500,816 (+2.72%) Land $68,500 Building $432,316
2024	$5,598.00 (+1.82%)
2023	$5,498.00 (+5.73%) Homeowner's exemption	$308,297 (+3%)	$487,571 (+7.62%) Land $68,500 Building $419,071
2022	$5,200.00 Homeowner's exemption	$299,317	$453,054 Land $68,500 Building $384,554

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 485 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.