984 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 984 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2012
Square Footage2,585 sqft Heated Area
Lot Size17,729 sqft (0.407 acres)
PoolPool with Hot Tub/Spa
OccupancyOwner Occupied
Last Sale$417,300 (2005)
Tax Bill$4,303.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF02-1470

Interior

Full Baths3 Baths
Building Area2,585 sqft Heated Area
Gross Area3,849 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2012
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area17,729 sqft (0.407 acres)
Driveway1 Driveway
Driveway Area744 sqft Driveway
Pool TypePool with Hot Tub/Spa Pool Type
Pool Area390 sqft Pool

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address984 STONE LAKE DR
CityORMOND BEACH
StateFL
Zip32174-1488
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SECTION 2A-F UNIT 2 LOT 147 OR 1283 PG 1614 OR 2020/1124-SUSAN PR FOR JACK
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number147
Legal Unit2
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3009
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1470

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address984 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2005 · Amount on Record
Deed SaleJul 14, 2005 · Amount on Record
Deed Doc Number2005041951
Deed Book / Page1283 / 1614
Record RefreshedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address984 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022610827
DateFeb 23, 2018
Book Page2261/0827
Instrument2018006745
Lender
NameSUNTRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,303.00 (-23.38%) Homeowner's exemption$346,499 (+5.99%)$561,763 (+6.21%) Land $75,075 Building $486,688
2023$5,616.00 (+5.82%) Homeowner's exemption$326,926 (+3%)$528,935 (+4.81%) Land $75,075 Building $453,860
2022$5,307.00 Homeowner's exemption$317,403$504,659 Land $75,075 Building $429,584

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 855 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Stone Lake Dr

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