986 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 986 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2012
Square Footage	2,967 sqft Living Area
Lot Size	13,329 sqft (0.306 acres)
Pool	674 sqft
Occupancy	Owner Occupied
Tax Bill	$5,865.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF02-1480`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,967 sqft Living Area
Gross Area	4,479 sqft Gross Area
1st Floor	2,967 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,329 sqft (0.306 acres)
Driveway	Driveway Brick
Driveway Area	660 sqft Driveway
Pool Area	674 sqft Pool
Deck Area	610 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	986 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1488
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 2 LOT 148 OR 1068 PG 1566 OR 1434 PG 1157-RDMN WILKINSON TRUST
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Block	2AF0
Legal Lot Number	148
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3009
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1480

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	986 STONE LAKE DR, ORMOND BEACH, FL 32174-1488
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 15, 2006
Transfer Doc	0014341157
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,454.00 (-24.06%) Homeowner's exemption Veteran's exemption Widower's exemption	$367,209 (+5.99%)	$599,069 (+7.18%) Land $82,000 Building $517,069
2024	$5,865.00 (+1.96%)
2023	$5,752.00 (+4.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$346,466 (+2.49%)	$558,913 (+2.05%) Land $82,000 Building $476,913
2022	$5,521.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$338,063	$547,692 Land $82,000 Building $465,692

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 855 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.