Flagler County property record for 978 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2012 |
| Square Footage | 2,564 sqft Living Area |
| Lot Size | 18,687 sqft (0.429 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $655,000 (2021) |
| Tax Bill | $7,099.00 (2025) |
| Primary APN | 03-13-31-5120-2AF02-1360 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,564 sqft Living Area |
| Gross Area | 3,894 sqft Gross Area |
| 1st Floor | 2,564 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stone Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 18,687 sqft (0.429 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 1,207 sqft Driveway |
| Pool Area | 960 sqft Pool |
| Deck Area | 883 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 978 STONE LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1488 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 2 LOT 136 OR 1360/711 OR 1643/1919 OR 1896/336 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Block | 2AF0 |
| Legal Lot Number | 136 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF02-1360
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 978 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 19, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 14, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2021 · Amount on Record |
| Deed Sale | Dec 14, 2021 · Amount on Record |
| Prior Sale | Oct 03, 2012 · Amount on Record |
| Deed Doc Number | 202167933 |
| Deed Book / Page | 2637 / 1066 |
| Last Transfer Date | Jun 08, 2026 |
| Transfer Doc | 0000024506 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 19, 2026 |
| Property Address | 978 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
| Document Number | 0000024506 |
| Book / Page | 3063 / 939 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 202624506 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 978 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 14, 2021 |
| Property Address | 978 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
| Document Number | 0026371066 |
| Book / Page | 2637 / 1066 |
| Map Reference | MB 34 PG 17 |
| Instrument Date | Dec 09, 2021 |
| Instrument | 2021067933 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,585.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 978 STONE LAKE DR, 978, ORMOND BEACH, FL 32174-1488 |
| Name | Verified Name |
|---|---|
| Address | 978 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,099.00 (-16.61%) Homeowner's exemption | $544,996 (+4.9%) Land $86,100 Building $458,896 | $544,996 (+4.9%) Land $86,100 Building $458,896 |
| 2023 | $8,513.00 (+5.12%) Homeowner's exemption | $519,537 (+2.96%) Land $86,100 Building $433,437 | $519,537 (+2.96%) Land $86,100 Building $433,437 |
| 2022 | $8,098.00 Homeowner's exemption | $504,586 Land $86,100 Building $418,486 | $504,586 Land $86,100 Building $418,486 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 485 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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