985 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 985 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2005
Square Footage	2,831 sqft Heated Area
Lot Size	12,981 sqft (0.298 acres)
Pool	Pool with Hot Tub/Spa
Occupancy	Owner Occupied
Last Sale	$490,000 (2019)
Tax Bill	$4,466.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF02-0970`

Interior

Full Baths	3 Baths
Building Area	2,831 sqft Heated Area
Gross Area	4,166 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,981 sqft (0.298 acres)
Driveway	1 Driveway
Driveway Area	600 sqft Driveway
Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	364 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	985 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1487
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 2 LOT 97 OR 1066 PG 1225 OR 1121 PG 1282 OR 1346 PG 1895 OR 2366/1201
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	97
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-0970

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	985 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2019 · Amount on Record
Deed Sale	Jul 01, 2019 · Amount on Record
Prior Sale	Nov 02, 2005 · Amount on Record
Deed Doc Number	2019024186
Deed Book / Page	2366 / 1201
Record Refreshed	Jun 08, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 01, 2019
Property Address	985 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number	0023661201
Book / Page	002366 / 001201
Instrument Date	Jun 27, 2019
Instrument	24186
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount Recorded
Tax	$3,430.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	985 STONE LAKE DR ORMOND BEACH FL 321741487, ORMOND BEACH, FL 32174-1487

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,466.00 (-22.63%) Homeowner's exemption	$358,067 (+5.99%)	$551,054 (+2.61%) Land $68,500 Building $482,554
2023	$5,772.00 (+5.77%) Homeowner's exemption	$337,840 (+3%)	$537,055 (+2.94%) Land $68,500 Building $468,555
2022	$5,457.00 Homeowner's exemption	$328,000	$521,711 Land $68,500 Building $453,211

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 485 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.