973 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 973 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2009
Square Footage	2,806 sqft Heated Area
Lot Size	15,551 sqft (0.357 acres)
Pool	696 sqft
Occupancy	Owner Occupied
Last Sale	$480,000 (2020)
Tax Bill	$6,155.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF02-1020`

Interior

Full Baths	3 Baths
Building Area	2,806 sqft Heated Area
Gross Area	4,269 sqft Gross Area
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2009
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,551 sqft (0.357 acres)
Driveway	1 Driveway
Driveway Area	837 sqft Driveway
Pool Area	696 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	973 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1487
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 2 LOT 102 OR 1352/1811 OR 1993/372 OR 2156/1026 OR 2464/132
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	102
Legal Unit	2
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF02-1020

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	973 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2020 · Amount on Record
Deed Sale	Aug 04, 2020 · Amount on Record
Prior Sale	Jun 08, 2017 · Amount on Record
Deed Doc Number	2020029807
Deed Book / Page	2464 / 132
Record Refreshed	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 04, 2020
Property Address	973 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Document Number	0024640132
Book / Page	2464 / 132
Map Reference	MB 34 PG 17-20
Instrument Date	Jul 31, 2020
Instrument	2020029807
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ADAMS CAMERON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 SEPTEMBER DR, 160, STREETMAN, TX 75859-3261

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	973 STONE LAKE DR, ORMOND BEACH, FL 32174-1487
Investor	Possibly a Property Investor

Mortgage

Document Number	0002464133
Date	Aug 04, 2020
Instrument	2464/133

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,155.00 (-18.3%) Homeowner's exemption	$477,957 (+5.99%)	$581,763 (+3.61%) Land $71,925 Building $509,838
2023	$7,534.00 (+5.28%) Homeowner's exemption	$450,958 (+3%)	$561,519 (+6.03%) Land $71,925 Building $489,594
2022	$7,156.00 Homeowner's exemption	$437,823	$529,568 Land $71,925 Building $457,643

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	About 1 in 485 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.