Flagler County property record for 976 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2013 |
| Square Footage | 3,332 sqft Heated Area |
| Lot Size | 17,990 sqft (0.412 acres) |
| Pool | Pool, Enclosed |
| Occupancy | Owner Occupied |
| Last Sale | $560,000 (2018) |
| Tax Bill | $5,122.00 (2025) |
| Primary APN | 03-13-31-5120-2AF02-1350 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 3,332 sqft Heated Area |
| Gross Area | 4,741 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,990 sqft (0.412 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 750 sqft Driveway |
| Pool Type | Pool, Enclosed Pool Type |
| Pool Area | 390 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 976 STONE LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1488 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 2 LOT 135 OR 1437 PG 989 OR 2255/242-DC OR 2255/244-ACM OR 2255/245 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 135 |
| Legal Unit | 2 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF02-1350
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 976 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 15, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Jan 24, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Jan 24, 2018 · Amount on Record |
| Deed Sale | Jan 24, 2018 · Amount on Record |
| Prior Sale | Jan 24, 2018 · Amount on Record |
| Deed Doc Number | 0022550245 |
| Deed Book / Page | 002255 / 000245 |
| Last Transfer Date | Sep 09, 2024 |
| Transfer Doc | 0028981763 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 976 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0022990816 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 2299/0816 |
| Instrument | 2018030620 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 24, 2018 |
| Property Address | 976 STONE LAKE DR, ORMOND BEACH, FL 32174-1488 |
| Document Number | 0022550245 |
| Book / Page | 002255 / 000245 |
| Instrument Date | Jan 24, 2018 |
| Instrument | 2851 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 976 STONE LAKE DR ORMOND BEACH FL 321741488, ORMOND BEACH, FL 32174-1488 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,122.00 (-21.77%) Homeowner's exemption | $404,615 (+5.99%) | $684,696 (+7.45%) Land $86,100 Building $598,596 |
| 2023 | $6,547.00 (+7.1%) Homeowner's exemption | $381,760 (+4.88%) | $637,252 (+5.98%) Land $86,100 Building $551,152 |
| 2022 | $6,113.00 Homeowner's exemption | $363,984 | $601,272 Land $86,100 Building $515,172 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 485 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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