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96232 Dowling Dr, Yulee, FL 32097 Property Records

Nassau County property record for 96232 Dowling Dr, Yulee, FL 32097 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage3,642 sqft Heated Area
Lot Size30,520 sqft (0.7 acres)
OccupancyOwner Occupied
Last Sale$610,000 (2020)
Tax Bill$9,162.00 (2025)

Property Details

APN / Parcel Number

Primary APN45-3N-28-121L-0012-0000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,642 sqft Heated Area
Gross Area6,692 sqft Gross Area
1st Floor1,296 sqft 1st Floor
Upper Floors2,346 sqft Upper Floors
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area30,520 sqft (0.7 acres)
Depth X Width280 ft x 109 ft Depth x Width
Garage Area1,050 sqft Garage

Exterior Amenities

Pool Area364 sqft Pool
Patio Area90 sqft Patio
PorchOpen Porch
Porch Area1,772 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address96232 DOWLING DR
CityYULEE
StateFL
Zip32097-6318
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 LANCEFORD PB 6/356
Legal Range28E
Legal Township03N
Legal Section45
Legal SubdivisionLANCEFORD
Legal Lot Number12
JurisdictionNASSAU FL
Minor Civil DivisionYULEE
Census Blockgroup1
Census Block1018
Census Tract50308

Owner

Source: Nassau County records · APN 45-3N-28-121L-0012-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address96232 DOWLING DR, YULEE, FL 32097-6318
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Feb 13, 2020Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 13, 2020 · Amount on Record
Deed SaleFeb 13, 2020 · Amount on Record
Prior SaleJun 09, 2005 · Amount on Record
Deed Doc Number202045005047
Deed Book / Page2339 / 482
Record RefreshedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address96232 DOWLING DR, YULEE, FL 32097-6318
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address96232 DOWILAG DRIVE, YULEE, FL 32097

Mortgage

Document Number0024511084
DateApr 12, 2021
Book Page2451/1084
Instrument202145013289
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 01, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateFeb 13, 2020
Property Address96232 DOWLING DR, YULEE, FL 32097-6318
Document Number0023390482
Book / Page002339 / 000482
Instrument DateJan 31, 2020
Instrument45005047
Transaction TypeTransfer
Record UpdatedMar 11, 2020
Title CompanyCOASTAL LIVING TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,270.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address96232 DOWLING DR YULEE FL 320976318, YULEE, FL 32097-6318

Mortgage

Document Number23390484
DateFeb 13, 2020
Book Page002339/000484
Instrument45005048
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2050

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,162.00 (+1.2%) Homeowner's exemption$637,172 (+2.9%)$867,166 (+2.97%) Land $218,000 Building $649,166
2024$9,053.00 (+1.06%) Homeowner's exemption$619,215 (+3%)$842,131 (+10.02%) Land $218,000 Building $624,131
2023$8,958.00 (+9.7%) Homeowner's exemption$601,180 (+3%)$765,468 (+15.09%) Land $163,500 Building $601,968
2022$8,166.00 Homeowner's exemption$583,670$665,105 Land $171,675 Building $493,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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