9605 Lugabill Rd, Bluffton, OH 45817 Property Records

Allen County property record for 9605 Lugabill Rd, Bluffton, OH 45817

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,609 sqft · built 2001
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$280,000 (Oct 2010)
Tax Bill$5,662 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Jun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN28-1500-01-004.002

Property Details

APN / Parcel Number

Primary APN28-1500-01-004.002
Alternative APN
  • A0128150001004002

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,609 sqft Living Area
Gross Area5,142 sqft
1st Floor Area1,527 sqft
Upper Floors Area1,082 sqft
Basement Area1,517 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area1,016 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area290 sqft
Deck Area34 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address9605 LUGABILL RD
CityBLUFFTON
StateOH
Zip45817-9581
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE1/4 JOINT TEN RTS 08-02-15
JurisdictionALLEN OH
Township / Civil DivisionRICHLAND
Census Block Group2
Census Block2037
Census Tract10200

Owner

9605 Lugabill Rd is owned and occupied by two individuals who bought it in October 2010.

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address9605 LUGABILL RD, BLUFFTON, OH 45817-9581
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK
Jun 25, 2020Deed of Trust, Mortgage · Line of Credit
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2010 · Amount on File
Deed SaleOct 28, 2010 · Amount on File
Prior SaleMay 4, 2001 · Amount on File
Deed Document Number201012706
Deed Book / Page2010 / 12706
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address9605 LUGABILL RD, BLUFFTON, OH 45817-9581
Document Number0000009740
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9605 LUGABILL RD BLUFFTON OH 458179581, BLUFFTON, OH 45817-9581

Mortgage

Document Number0000009740
DateAug 18, 2020
Instrument9740
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 17, 2050
Interest
Rate TypeAdjustable Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address9605 LUGABILL RD, BLUFFTON, OH 45817-9581
Document Number0000007674
Instrument DateJun 25, 2020
Transaction TypeMortgage
Record UpdatedJul 31, 2020
Title CompanyATI TITLE COMPANY (ATI), ATI TITLE CO (ATI)

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address9605 LUGABILL RD BLUFFTON OH 458179581, BLUFFTON, OH 45817-9581

Mortgage

Document Number0000007674
DateJul 13, 2020
Instrument7674
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9605 Lugabill Rd was $5,662, down 0.1% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionRichland Township
Unified School DistrictBluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,662.00 (-0.11%)$173,880 (-) Land $15,750 Building $158,130$496,800 (-) Land $45,000 Building $451,800
2024$5,668.00 (+26.07%) Homeowner's exemption$173,880 (+35.99%) Land $15,750 Building $158,130$496,800 Land $45,000 Building $451,800
2023$4,496.00 (-1.14%) Homeowner's exemption$127,860 (-) Land $11,590 Building $116,270
2022$4,548.00 Homeowner's exemption$127,860 Land $11,590 Building $116,270
2021$365,300 Land $33,100 Building $332,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9605 Lugabill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9605 Lugabill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Lugabill Rd

Nearby Streets

Search Property Records by Address or Parcel Number