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9229 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9229 Oak Tree Cir, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,832 sqft Living Area
Lot Size24,829 sqft (0.57 acres)
GarageAttached, 832 sqft
OccupancyOwner Occupied
Last Sale$284,900 (2017)
Tax Bill$3,680.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-216487
Alternative APNs
  • 8216487
  • 216487

Interior

Full Baths2 Baths
Building Area1,832 sqft Living Area
Gross Area2,664 sqft Gross Area
1st Floor1,232 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area24,829 sqft (0.57 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area832 sqft Garage
Patio Area384 sqft Patio
PorchOpen Porch
Porch Area88 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
SewageSewage Connected

Location & Zoning

Account Number216487
Street Address9229 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2289
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT78 BLK C SEC 2.57 E/S OAK TREE CIRCLE WISPERREN OAKS
Legal SubdivisionWISPERREN OAKS
Legal BlockC
Legal Lot Number78
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1013
Census Tract751702

Owner

Source: Frederick County records · APN 08-216487

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9229 OAK TREE CIR, FREDERICK, MD 21701-2289
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND INC
Dec 29, 2017Grant Deed, Transfer · Conventional Mortgage
STATE EMP CU/MD
Apr 17, 2017Grant Deed, Transfer
OLDE STONE TITLE
Apr 17, 2017Grant Deed, Transfer
ATTORNEY ONLY
Feb 17, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2017 · Amount on Record
Deed SaleDec 29, 2017 · Amount on Record
Prior SaleApr 17, 2017 · Amount on Record
Deed Doc Number201712204-0001
Deed Book / Page12204 / 1
Prior Transfer DateNov 04, 2009
Prior Transfer Doc0075860354
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9229 OAK TREE CIR, FREDERICK, MD 21701-2289
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0151760156
DateAug 10, 2021
Book Page15176/156
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 29, 2017
Property Address9229 OAK TREE CIR, FREDERICK, MD 21701-2289
Document Number0122040001
Book / Page012204 / 000001
Instrument DateDec 21, 2017
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanySECU TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$284.90
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9229 OAK TREE CIR FREDERICK MD 217012289, FREDERICK, MD 21701-2289

Mortgage

Document Number122040007
DateDec 29, 2017
Book Page012204/000007
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 28, 2032

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 17, 2017
Property Address9229 OAK TREE CIR, FREDERICK, MD 21701-2289
Document Number0117700221
Book / Page011770 / 000221
Instrument DateMar 27, 2017
Transaction TypeTransfer
Record UpdatedJul 20, 2017
Title CompanyOLDE STONE TITLE

Transaction

AmountAmount Recorded
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9680 MASSER RD FREDERICK MD 217021871, FREDERICK, MD 21702-1871

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateApr 17, 2017
Property Address9229 OAK TREE CIR, FREDERICK, MD 21701-2289
Document Number0117700222
Book / Page011770 / 000222
Instrument DateMar 27, 2017
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$205.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9680 MASSER RD FREDERICK MD 217021871, FREDERICK, MD 21702-1871

February 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFREDERICK MD
Recording DateFeb 17, 2017
Property Address9229 OAK TREE CIR, FREDERICK, MD 21701-2289
Document Number0116750084
Book / Page011675 / 000084
Instrument DateFeb 03, 2017
Transaction TypeForeclosure
Record UpdatedMar 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$283.76
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 PHILLIPS BLVD EWING NJ 086181430, EWING, NJ 08618-1430

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$349,900 (+20.06%) Land $131,500 Building $218,400$349,900 (-) Land $131,500 Building $218,400
2024$3,680.00 (+8.59%)
2023$3,389.00 Homeowner's exemption$291,433$349,900 Land $131,500 Building $218,400

Flood & Wildfire

9229 Oak Tree Cir is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

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