9231 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9231 Oak Tree Cir, Frederick, MD 21701 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleConventional
Year BuiltBuilt 1974
Square Footage1,820 sqft Living Area
Lot Size27,878 sqft (0.64 acres)
GarageDetached, 768 sqft
OccupancyOwner Occupied
Tax Bill$4,402.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-212996
Alternative APNs
  • 8212996
  • 212996

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,820 sqft Living Area
1st Floor1,092 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area27,878 sqft (0.64 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area768 sqft Garage
PorchOpen Porch
Porch Area50 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemBaseboard Heating
SewageSewage Connected

Location & Zoning

Account Number212996
Street Address9231 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2289
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 77 BLK B SECT 2 0.64 AC 3AK TREE CIRCLE OAK TREE CIRCLE
Legal SubdivisionOAK TREE CIRCLE
Legal BlockB
Legal Lot Number77
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1013
Census Tract751702

Owner

Source: Frederick County records · APN 08-212996

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9231 OAK TREE CIR, FREDERICK, MD 21701-2289
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9231 OAK TREE CIR, FREDERICK, MD 21701-2289
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0126400379
DateSep 26, 2018
Book Page12640/0379
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$371,900 (+15.71%)$384,100 (+5%) Land $135,900 Building $248,200
2025$4,402.00 (+14.7%)
2023$3,838.00 Homeowner's exemption$321,400$365,800 Land $135,900 Building $229,900

Flood & Wildfire

9231 Oak Tree Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak Tree Cir

Nearby Streets

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