9222 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9222 Oak Tree Cir, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,944 sqft Living Area
Lot Size30,928 sqft (0.71 acres)
Garage180 sqft
OccupancyOwner Occupied
Last Sale$375,000 (2021)
Tax Bill$3,717.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-216096
Alternative APNs
  • 8216096
  • 216096

Interior

Full Baths2 Baths
Building Area1,944 sqft Living Area
1st Floor1,344 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area30,928 sqft (0.71 acres)
Garage Area180 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area288 sqft Shed
Deck Area144 sqft Deck
BreezewayBreezeway
Porch Area180 sqft Porch

Utilities and HVAC

Heating SystemBaseboard Heating
SewageSewage Connected

Location & Zoning

Account Number216096
Street Address9222 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2239
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 38 BLK SEC 2.71 OAK TREE CIRCLE WISPERREN OAKS
Legal SubdivisionWISPERREN OAKS
Legal BlockC
Legal Lot Number38
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1012
Census Tract751702

Owner

Source: Frederick County records · APN 08-216096

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9222 OAK TREE CIR, FREDERICK, MD 21701-2239
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
GEORGE MASON MORTGAGE LLC
Feb 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MTG
Aug 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 12, 2021 · Amount on Record
Deed SaleOct 12, 2021 · Amount on Record
Prior SaleJun 28, 2011 · Amount on Record
Deed Book / Page15372 / 1
Prior Transfer DateMar 26, 2015
Prior Transfer Doc0104650401
Record RefreshedJun 08, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 12, 2021
Property Address9222 OAK TREE CIR, FREDERICK, MD 21701-2239
Document Number0153720001
Book / Page15372 / 1
Map ReferenceMB 10 PG 143
Instrument DateSep 30, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$937.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address9222 OAK TREE CIR, FREDERICK, MD 21701-2239

Mortgage

Document Number0000153728
DateOct 12, 2021
Instrument15372/8
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9222 OAK TREE CIR, FREDERICK, MD 21701-2239
Document Number0135560174
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedMar 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9222 OAK TREE CIR FREDERICK MD 217012239, FREDERICK, MD 21701-2239

Mortgage

Document Number0135560174
DateFeb 28, 2020
Book Page013556/000174
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 27, 2035

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9222 OAK TREE CIR, FREDERICK, MD 21701-2239
Document Number0121340044
Book / Page012134 / 000044
Instrument DateAug 19, 2017
Transaction TypeMortgage
Record UpdatedDec 11, 2017
Title CompanyRESOURCE R/E SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address9222 OAK TREE CIR FREDERICK MD 217012239, FREDERICK, MD 21701-2239

Mortgage

Document Number0121340044
DateNov 15, 2017
Book Page012134/000044
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 14, 2032

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$369,200 (+32.08%) Land $140,300 Building $228,900$369,200 (-) Land $140,300 Building $228,900
2024$3,717.00 (+8.56%)
2023$3,424.00$279,533$369,200 Land $140,300 Building $228,900

Flood & Wildfire

9222 Oak Tree Cir is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Oak Tree Cir

Nearby Streets

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