9225 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9225 Oak Tree Cir, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage1,232 sqft Living Area
Lot Size33,977 sqft (0.78 acres)
GarageAttached, 528 sqft
OccupancyOwner Occupied
Last Sale$335,000 (2017)
Tax Bill$3,802.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-217076
Alternative APNs
  • 8217076
  • 217076

Interior

Full Baths2 Baths
Building Area1,232 sqft Living Area
Gross Area1,760 sqft Gross Area
1st Floor1,232 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof MaterialComposition Shingle Roof
Lot Area33,977 sqft (0.78 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1,200 sqft Shed
PorchOpen Porch
Porch Area168 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage

Location & Zoning

Account Number217076
Street Address9225 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2248
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 79 BLK C SEC 2 .7 S/S OAK TREE CIRCLE WISPERREN OAKES
Legal SubdivisionWISPERREN OAKS SEC 02
Legal BlockC
Legal Lot Number79
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1013
Census Tract751702

Owner

Source: Frederick County records · APN 08-217076

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9225 OAK TREE CIR, FREDERICK, MD 21701-2248
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 19, 2017Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2017 · Amount on Record
Deed SaleJan 19, 2017 · Amount on Record
Prior SaleJun 25, 2009 · Amount on Record
Deed Doc Number201711625-0429
Deed Book / Page11625 / 429
Prior Transfer DateJul 19, 2012
Prior Transfer Doc0090040312
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9225 OAK TREE CIR, FREDERICK, MD 21701-2248
Transaction TypeMortgage
Record UpdatedMay 07, 2026
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0177890122
DateMar 30, 2026
Book Page17789/122
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 01, 2046

January 2017: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJan 19, 2017
Property Address9225 OAK TREE CIR, FREDERICK, MD 21701-2248
Document Number0116250429
Book / Page11625 / 0429
Map ReferenceMB10 FO143
Instrument DateJan 13, 2017
Instrument11625-0429
Transaction TypeTransfer
Record UpdatedAug 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9225 OAK TREE CIR, FREDERICK, MD 21701-2248

Mortgage

Document Number116250435
DateJan 19, 2017
Instrument11625-0435
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$335,600 (+20.75%) Land $144,700 Building $190,900$335,600 (-) Land $144,700 Building $190,900
2024$3,802.00 (+13.66%)
2023$3,345.00$277,933$335,600 Land $144,700 Building $190,900

Flood & Wildfire

9225 Oak Tree Cir is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Oak Tree Cir

Nearby Streets

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