9228 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9228 Oak Tree Cir, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1975
Square Footage1,272 sqft Living Area
Lot Size23,087 sqft (0.53 acres)
Last Sale$219,900 (2015)
Tax Bill$3,239.00 (2024)

Property Details

APN / Parcel Number

Primary APN08-213674
Alternative APNs
  • 8213674
  • 213674

Interior

Full Baths1 Baths
Building Area1,272 sqft Living Area
1st Floor916 sqft 1st Floor
Basement Area356 sqft Basement
Finished Basement356 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area23,087 sqft (0.53 acres)
Deck Area160 sqft Deck
PorchOpen Porch
Porch Area36 sqft Porch

Utilities and HVAC

Heating SystemBaseboard Heating
SewageSewage Connected

Location & Zoning

Account Number213674
Street Address9228 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2288
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT62 BLK C SEC 2.53 OAK TREE CIRCLE WISPERREN OAKS
Legal SubdivisionWISPERREN OAKS
Legal BlockC
Legal Lot Number62
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1012
Census Tract751702

Owner

Source: Frederick County records · APN 08-213674

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address28630 CLARKSBURG RD, DAMASCUS, MD 20872-1374
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2023Deed of Distribution, Transfer
Jun 01, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 16, 2015 · Amount on Record
Deed SaleApr 16, 2015 · Amount on Record
Deed Book / Page10482 / 252
Last Transfer DateDec 20, 2023
Transfer Doc0167110181
Record RefreshedJun 08, 2026

December 2023: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionFREDERICK MD
Recording DateDec 22, 2023
Property Address9228 OAK TREE CIR, FREDERICK, MD 21701-2288
Document Number0167110181
Book / Page16711 / 181
Map ReferenceMB 10 FO 143
Instrument DateDec 20, 2023
Transaction TypeTransfer
Record UpdatedJan 05, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address28630 CLARKSBURG RD, DAMASCUS, MD 20872-1374

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9228 OAK TREE CIR, FREDERICK, MD 21701-2288
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0137720415
DateJun 01, 2020
Book Page13772/415
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term312 Months
DueJun 01, 2046

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$279,800 (+21.2%) Land $128,900 Building $150,900$279,800 (-) Land $128,900 Building $150,900
2024$3,239.00 (+13.53%)
2023$2,853.00$230,867$279,800 Land $128,900 Building $150,900

Flood & Wildfire

9228 Oak Tree Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 41st in Maryland
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Oak Tree Cir

Nearby Streets

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