Frederick County property record for 9232 Oak Tree Cir, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,099 sqft · built 1974 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,900 (Mar 2020) |
| Tax Bill | $4,231 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Mar 2020 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-220395 |
| Primary APN | 08-220395 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| 1st Floor Area | 1,299 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Carport |
| Garage Area | 276 sqft |
| Carport | Carport |
| Carport Area | 276 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 900 sqft |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 220395 |
|---|---|
| Street Address | 9232 OAK TREE CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21701-2288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 64 BLK B SEC 2 .5 OAK TREE CIRCLE WISPERREN OAKS |
| Legal Subdivision | OAK TREE CIRCLE SEC 2 |
| Legal Block | B |
| Legal Lot Number | 64 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 8, LIBERTY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 751702 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9232 OAK TREE CIR, FREDERICK, MD 21701-2288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMESPIRE MORTGAGE CORP |
| Mar 30, 2020 | Deed, Construction Loan · Construction Mortgage HOMESPIRE MORTGAGE CORP |
| Feb 5, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Sep 29, 2017 | Loan Modification, Mortgage NATIONSTAR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2020 · Amount on Record |
| Deed Sale | Mar 30, 2020 · Amount on Record |
| Prior Sale | Feb 5, 2019 · Amount on Record |
| Deed Book / Page | 13621 / 205 |
| Prior Transfer Date | Feb 1, 2019 |
| Prior Transfer Doc | 0128250120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9232 OAK TREE CIR, FREDERICK, MD 21701-2288 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | PINNACLE SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 9232 OAK TREE CIR, FREDERICK, MD 21701-2288 |
| Document Number | 0148990469 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 14899/469 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 30, 2020 |
| Property Address | 9232 OAK TREE CIR, FREDERICK, MD 21701-2288 |
| Document Number | 0136210205 |
| Book / Page | 13621 / 205 |
| Map Reference | MB FO |
| Instrument Date | Mar 10, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 11, 2022 |
| Title Company | SECURITY AMERICAN TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $507.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9232 OAK TREE CIR, FREDERICK, MD 21701-2288 |
| Document Number | 0136210214 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 13621/0214 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 5, 2019 |
| Property Address | 9232 OAK TREE CIR, FREDERICK, MD 21701-2288 |
| Document Number | 0128250120 |
| Book / Page | 012825 / 000120 |
| Instrument Date | Nov 28, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $213.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9232 OAK TREE CIR, FREDERICK, MD 21701-2288 |
| Document Number | 0120740268 |
| Book / Page | 012074 / 000268 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9232 OAK TREE CIR FREDERICK MD 217012288, FREDERICK, MD 21701-2288 |
| Document Number | 0120740268 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 012074/000268 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Oct 10, 2057 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,700 (+7.33%) | $407,700 (+21.99%) Land $128,900 Building $278,800 | |
| 2025 | $4,231.00 (+16.4%) | $334,200 (+38.25%) Land $128,900 Building $205,300 | $334,200 (-) Land $128,900 Building $205,300 |
| 2024 | $3,635.00 (+21.94%) | ||
| 2023 | $2,981.00 | $241,733 | $334,200 Land $128,900 Building $205,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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