9226 Oak Tree Cir, Frederick, MD 21701 Property Records

Frederick County property record for 9226 Oak Tree Cir, Frederick, MD 21701 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 1975
Square Footage2,104 sqft Living Area
Lot Size28,314 sqft (0.65 acres)
GarageAttached, 286 sqft
OccupancyOwner Occupied
Last Sale$434,000 (2022)
Tax Bill$4,444.00 (2024)

Owner

Source: Frederick County records · APN 08-214921

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9226 OAK TREE CIR, FREDERICK, MD 21701-2288
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NFM INC
Jul 22, 2022Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 05, 2022Limited Warranty Deed, Transfer · Commercial Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2022 · Amount on Record
Deed SaleJul 22, 2022 · Amount on Record
Prior SaleMay 05, 2022 · Amount on Record
Deed Book / Page16045 / 262
Prior Transfer DateSep 17, 2009
Prior Transfer Doc0075230498
Record RefreshedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9226 OAK TREE CIR, FREDERICK, MD 21701-2288
Transaction TypeMortgage
Record UpdatedOct 11, 2023
Title CompanyNOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0166150186
DateSep 27, 2023
Book Page16615/186
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateJul 22, 2022
Property Address9226 OAK TREE CIR, FREDERICK, MD 21701-2288
Document Number0160450262
Book / Page16045 / 262
Map ReferenceMB 10 FO 143
Instrument DateJun 30, 2022
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyCLEAR TITLE, CLEAR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address9226 OAK TREE CIR, FREDERICK, MD 21701-2288

Mortgage

Document Number0016045267
DateJul 22, 2022
Instrument16045/267
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

May 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionFREDERICK MD
Recording DateMay 05, 2022
Property Address9226 OAK TREE CIR, FREDERICK, MD 21701-2288
Document Number0159040001
Book / Page15904 / 1
Map ReferenceMB 10 FO 143
Instrument DateApr 06, 2022
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyCLOSELINE SETTLEMENTS LLC, CLOSELINE SETTLEMENTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9226 OAK TREE CIR, 9226, FREDERICK, MD 21701-2288

Transferred To (Grantee/Buyer)

NameVerified Name
Address4510 GILEAD CT, CHANTILLY, VA 20151-2364

Mortgage

Document Number0001590410
DateMay 05, 2022
Instrument15904/10
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term18 Months
DueNov 01, 2023

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$401,600 (+30.39%) Land $136,500 Building $265,100$401,600 (-) Land $136,500 Building $265,100
2024$4,444.00 (+18.29%)
2023$3,757.00$308,000$401,600 Land $136,500 Building $265,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN08-214921
Alternative APNs
  • 8214921
  • 214921

Interior

Full Baths3 Baths
Building Area2,104 sqft Living Area
Gross Area2,390 sqft Gross Area
1st Floor1,254 sqft 1st Floor
Basement Area850 sqft Basement
Finished Basement850 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area28,314 sqft (0.65 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area286 sqft Garage
Deck Area320 sqft Deck
PorchOpen Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number214921
Street Address9226 OAK TREE CIR
CityFREDERICK
StateMD
Zip21701-2288
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 61 BLK C SEC 2 .6 OAK TREE CIRCLE WISPERREN OAKS
Legal SubdivisionWISPERREN OAKS SEC 02
Legal BlockC
Legal Lot Number61
JurisdictionFREDERICK MD
Minor Civil Division8, LIBERTY
Census Blockgroup1
Census Block1012
Census Tract751702

Nearby Properties on Oak Tree Cir

Nearby Streets

Search Property Records by Address or Parcel Number