Stephens County property record for 921 Lovers Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 5,090 sqft · built 1986 |
| Lot Size | 5.48 acres (239,144 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $175,000 (Oct 2012) |
| Tax Bill | $6,587 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T33 019 |
| Primary APN | T33 019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,090 sqft Heated Area |
| Attic Area | 950 sqft |
| Basement Area | 1,714 sqft |
| Finished Basement | 1,070 sqft |
| Unfinished Basement | 644 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 239,144 sqft (5.48 acres) |
| Terrain | Gentle Slope |
| Garage Area | 1,916 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 900 sqft |
| Deck Area | 550 sqft |
| Patio Area | 392 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 474400 |
|---|---|
| Street Address | 921 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | TRACTS 4B, 5, & 6 LOVERS LN |
| Legal Subdivision | CROSS CREEK |
| Legal Tract | 5 |
| Legal Lot Number | 4B+5-6 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 921 LOVERS LN, TOCCOA, GA 30577-8682 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2012 · Amount on Record |
| Deed Sale | Oct 17, 2012 · Amount on Record |
| Prior Sale | Sep 7, 2010 · Amount on Record |
| Deed Document Number | 0000995490 |
| Deed Book / Page | 995 / 490 |
| Last Transfer Date | Oct 18, 2012 |
| Transfer Doc | 0009950490 |
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,587.00 (+29.74%) Homeowner's exemption | $221,730 (+52.66%) Land $20,179 Building $201,551 | $554,325 (+52.66%) Land $50,448 Building $503,877 |
| 2023 | $5,077.00 (+3.55%) Homeowner's exemption | $145,248 (+4.76%) Land $20,179 Building $125,069 | $363,121 (+4.76%) Land $50,448 Building $312,673 |
| 2022 | $4,903.00 Homeowner's exemption | $138,646 Land $20,179 Building $118,467 | $346,615 Land $50,448 Building $296,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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