Stephens County property record for 1015 Lovers Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,074 sqft · built 1989 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Apr 2004) |
| Tax Bill | $3,461 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041E 003 |
| Primary APN | 041E 003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,074 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 78,844 sqft (1.81 acres) |
| Terrain | Rolling |
| Garage Area | 484 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 380 sqft |
| Deck Area | 35 sqft |
| Patio Area | 387 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 474550 |
|---|---|
| Street Address | 1015 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 8 LOVERS LANE |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 8 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 970102 |
Source: Stephens County records · APN 041E 003
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1015 LOVERS LN, TOCCOA, GA 30577-8681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 06, 2004 · Amount on Record |
| Deed Sale | Apr 06, 2004 · Amount on Record |
| Prior Sale | Aug 08, 2000 · Amount on Record |
| Deed Book / Page | 653 / 90 |
| Last Transfer Date | Mar 26, 2024 |
| Transfer Doc | 0013700482 |
| Record Updated | Jun 08, 2026 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,461.00 (+29.92%) Homeowner's exemption | $117,291 (+52.3%) Land $9,461 Building $107,830 | $293,229 (+52.3%) Land $23,653 Building $269,576 |
| 2023 | $2,664.00 (+2.74%) Homeowner's exemption | $77,015 (+5.02%) Land $9,461 Building $67,554 | $192,539 (+5.02%) Land $23,653 Building $168,886 |
| 2022 | $2,593.00 Homeowner's exemption | $73,331 Land $9,461 Building $63,870 | $183,329 Land $23,653 Building $159,676 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 45% of the US · above 45% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber Holding Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
Based on FCC filings for 36 locations within half a mile of this property.
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