Stephens County property record for 716 Lovers Ln, Toccoa, GA 30577 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,828 sqft · built 1985 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Apr 2021) |
| Tax Bill | $3,125 (2025) |
| Deeds & Mortgages | Apr 2021 Sale Jun 2017 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | T32 020 |
| Primary APN | T32 020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,828 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Terrain | Gentle Slope |
| Garage Area | 462 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 396 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 469900 |
|---|---|
| Street Address | 716 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 LOVERS LN |
| Legal Subdivision | 0210 - PRIMARY - SF |
| Legal Lot Number | 4 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970102 |
Source: Stephens County records · APN T32 020
Assessment roll updated March 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 LOVERS LN, TOCCOA, GA 30577-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Warranty Deed, Transfer |
| Jun 15, 2017 | Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2021 · Amount on Record |
| Deed Sale | Apr 12, 2021 · Amount on Record |
| Prior Sale | Jun 12, 2017 · Amount on Record |
| Deed Document Number | 2021497 |
| Deed Book / Page | 1247 / 310 |
| Transfer Doc | 0009450225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 12, 2021 |
| Property Address | 716 LOVERS LN, TOCCOA, GA 30577-8323 |
| Document Number | 0012470310 |
| Book / Page | 1247 / 310 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021-000497 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 LOVERS LN, TOCCOA, GA 30577-8323 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 15, 2017 |
| Property Address | 716 LOVERS LN, TOCCOA, GA 30577-8323 |
| Document Number | 0011240301 |
| Book / Page | 001124 / 000301 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $128.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 LOVERS LN TOCCOA GA 305778323, TOCCOA, GA 30577-8323 |
| Document Number | 11240303 |
|---|---|
| Date | Jun 15, 2017 |
| Book Page | 001124/000303 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2047 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,125.00 (+35.28%) Homeowner's exemption | $107,961 (+61.09%) Land $5,083 Building $102,878 | $269,902 (+61.09%) Land $12,708 Building $257,194 |
| 2023 | $2,310.00 (+3.4%) Homeowner's exemption | $67,019 (+6.08%) Land $5,083 Building $61,936 | $167,547 (+6.08%) Land $12,708 Building $154,839 |
| 2022 | $2,234.00 Homeowner's exemption | $63,180 Land $5,083 Building $58,097 | $157,951 Land $12,708 Building $145,243 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 49% of the US · above 59% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| TruVista Communications | Cable | 500 / 50 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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