Stephens County property record for 756 Lovers Ln, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,198 sqft · built 1977 |
| Lot Size | 0.689 acres (30,056 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $66,000 (Oct 2012) |
| Tax Bill | $2,583 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | T32 021 |
| Primary APN | T32 021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,198 sqft Heated Area |
| Basement Area | 754 sqft |
| Finished Basement | 754 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 30,056 sqft (0.689 acres) |
| Terrain | Gentle Slope |
| Garage Area | 574 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Utility Building | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 469800 |
|---|---|
| Street Address | 756 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 6 LOVERS LN |
| Legal Subdivision | MARTIN REALTY CO PROP |
| Legal Lot Number | 6 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 756 LOVERS LN, TOCCOA, GA 30577-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2012 · Amount on Record |
| Deed Sale | Oct 24, 2012 · Amount on Record |
| Prior Sale | Mar 1, 2011 · Amount on Record |
| Deed Document Number | 0000997261 |
| Deed Book / Page | 997 / 261 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 756 LOVERS LN, TOCCOA, GA 30577-8323 |
| Document Number | 0012420133 |
| Instrument Date | Feb 9, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 756 LOVERS LN TOCCOA GA 305778323, TOCCOA, GA 30577-8323 |
| Document Number | 0012420133 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 001242/000133 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 7, 2041 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,583.00 (+35.09%) Homeowner's exemption | $89,538 (+60.61%) Land $4,910 Building $84,628 | $223,845 (+60.61%) Land $12,275 Building $211,570 |
| 2023 | $1,912.00 (+2.41%) Homeowner's exemption | $55,748 (+5.57%) Land $4,910 Building $50,838 | $139,371 (+5.57%) Land $12,275 Building $127,096 |
| 2022 | $1,867.00 Homeowner's exemption | $52,807 Land $4,910 Building $47,897 | $132,017 Land $12,275 Building $119,742 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 58% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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