Stephens County property record for 1119 Lovers Ln, Toccoa, GA 30577
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.769 acres (33,541 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $5,500 (Dec 2015) |
| Tax Bill | $77 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 041E 005 |
| Primary APN | 041E 005 |
|---|---|
| Alternative APNs |
|
| Lot Area | 33,541 sqft (0.769 acres) |
|---|---|
| Terrain | Rolling |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Account Number | 474000 |
|---|---|
| Old Parcel Number | 041E 005 |
| Street Address | 1119 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8681 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-IA |
| Legal Description | LOT 27 CROSS CREEK S/D |
| Legal Subdivision | CROSS CREEK |
| Legal Lot Number | 27 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1063 |
| Census Tract | 970102 |
Source: Stephens County records, as of March 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 78 CROSS CREEK DR, TOCCOA, GA 30577-2785 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2015 · Amount on Record |
| Deed Sale | Dec 23, 2015 · Amount on Record |
| Prior Sale | Aug 5, 2011 · Amount on Record |
| Deed Document Number | 0001080250 |
| Deed Book / Page | 1080 / 250 |
| Last Transfer Date | Dec 28, 2015 |
| Transfer Doc | 0010800250 |
| Record Updated | Jun 8, 2026 |
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77.00 (-1.28%) | $2,214 (-) Land $2,214 | $5,534 (-) Land $5,534 |
| 2023 | $78.00 | $2,214 (-) Land $2,214 | $5,534 (-) Land $5,534 |
| 2022 | $78.00 | $2,214 Land $2,214 | $5,534 Land $5,534 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 49% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| TruVista Communications Cable | 500 / 50 |
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