Stephens County property record for 776 Lovers Ln, Toccoa, GA 30577 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 5,236 sqft · built 1977 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | Company Name on File |
| Tax Bill | $5,894 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | T32 022 |
| Primary APN | T32 022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,236 sqft Heated Area |
| Attic Area | 3,740 sqft |
| Basement Area | 364 sqft |
| Unfinished Basement | 364 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Terrain | Gentle Slope |
| Garage Area | 783 sqft |
| Deck Area | 398 sqft |
| Patio Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 469850 |
|---|---|
| Street Address | 776 LOVERS LN |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 LOVERS LN |
| Legal Lot Number | 7 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970102 |
Source: Stephens County records · APN T32 022
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 776 LOVERS LN, TOCCOA, GA 30577-8323 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2016 |
| Deed Sale | Apr 12, 2016 |
| Record Updated | Jun 08, 2026 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,894.00 (+66.22%) | $168,957 (+68.52%) Land $4,520 Building $164,437 | $422,393 (+68.52%) Land $11,301 Building $411,092 |
| 2023 | $3,546.00 (+6.33%) | $100,260 (+6.33%) Land $4,520 Building $95,740 | $250,652 (+6.33%) Land $11,301 Building $239,351 |
| 2022 | $3,335.00 | $94,289 Land $4,520 Building $89,769 | $235,724 Land $11,301 Building $224,423 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 49% of the US · above 59% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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