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798 Lovers Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 798 Lovers Ln, Toccoa, GA 30577 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2005
Square Footage2,288 sqft Heated Area
Lot Size21,344 sqft (0.49 acres)
OccupancyOwner Occupied
Last Sale$333,000 (2022)
Tax Bill$5,265.00 (2025)

Owner

Source: Stephens County records · APN T32 023

Assessment roll updated March 12, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address798 LOVERS LN, TOCCOA, GA 30577-8323
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2022Warranty Deed, Transfer · Conventional Mortgage
HOMESTAR FINANCIAL
Sep 02, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOMESTAR FIN'L
May 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 13, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleAug 31, 2020 · Amount on Record
Deed Doc Number2022624
Deed Book / Page1295 / 204
Prior Transfer DateSep 04, 2018
Prior Transfer Doc0011620372
Record RefreshedJun 08, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateApr 22, 2022
Property Address798 LOVERS LN, TOCCOA, GA 30577-8323
Document Number0012950204
Book / Page1295 / 204
Instrument DateApr 22, 2022
Instrument2022-000624
Transaction TypeTransfer
Record UpdatedNov 30, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 LOVERS LN, TOCCOA, GA 30577-8323

Mortgage

Document Number0012950000000207
DateApr 29, 2022
Book Page0000001295/0000000207
Instrument000680
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateSep 02, 2020
Property Address798 LOVERS LN, TOCCOA, GA 30577-8323
Document Number0012210455
Book / Page001221 / 000455
Instrument DateAug 31, 2020
Transaction TypeTransfer
Record UpdatedSep 18, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 LOVERS LN TOCCOA GA 305778323, TOCCOA, GA 30577-8323

Mortgage

Document Number12210457
DateSep 02, 2020
Book Page001221/000457
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 01, 2050

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEPHENS GA
Recording DateMay 20, 2020
Property Address798 LOVERS LN, TOCCOA, GA 30577-8323
Document Number0012100084
Book / Page001210 / 000084
Instrument DateMay 11, 2020
Transaction TypeTransfer
Record UpdatedJun 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 LOVERS LN TOCCOA GA 305778323, TOCCOA, GA 30577-8323

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEPHENS GA
Recording DateMay 13, 2020
Property Address798 LOVERS LN, TOCCOA, GA 30577-8323
Document Number0012090139
Book / Page001209 / 000139
Instrument DateMar 06, 2020
Transaction TypeTransfer
Record UpdatedJun 05, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address798 LOVERS LN TOCCOA GA 305778323, TOCCOA, GA 30577-8323

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,265.00 (+55.4%)$150,925 (+57.52%) Land $4,044 Building $146,881$377,313 (+57.52%) Land $10,111 Building $367,202
2023$3,388.00 (+5.61%)$95,813 (+5.62%) Land $4,044 Building $91,769$239,534 (+5.62%) Land $10,111 Building $229,423
2022$3,208.00$90,715 Land $4,044 Building $86,671$226,789 Land $10,111 Building $216,678

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskModerate
above 46% of the US · above 47% of Georgia
Wildfire LikelihoodAbout 1 in 1,111 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNT32 023
Alternative APN
  • 469950

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,288 sqft Heated Area
Basement Area972 sqft Basement
Unfinished Basement972 sqft Unfinished
Stories2 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2005
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area21,344 sqft (0.49 acres)
Garage Area460 sqft Garage
Deck Area400 sqft Deck
Patio Area930 sqft Patio
TopographyGentle Slope Topography

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number469950
Street Address798 LOVERS LN
CityTOCCOA
StateGA
Zip30577-8323
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 LOVERS LN
Legal Subdivision0210 - PRIMARY - SF
Legal Lot Number5
JurisdictionSTEPHENS GA
Minor Civil DivisionTOCCOA
Census Blockgroup2
Census Block2016
Census Tract970102

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