92 Locust Dr, Springboro, OH 45066 Property Records

Warren County property record for 92 Locust Dr, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,296 sqft · built 2016
Lot Size0.097 acres (4,225 sqft)
OwnerIndividual Name on Record
Last Sale$259,900 (Aug 2026)
Tax Bill$2,215 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
May 2017 Transfer
Flood ZoneZone X (moderate risk)
APN04-13-476-098-0

Property Details

APN / Parcel Number

Primary APN04-13-476-098-0
Alternative APNs
  • 0413476098
  • 413476098
  • 0553103
  • 553103

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,536 sqft
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,225 sqft (0.097 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number553103
Street Address92 LOCUST DR
CitySPRINGBORO
StateOH
Zip45066-1414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEARCREEK VIEWS 5 LOT 51
Legal SubdivisionCLEARCREEK VIEWS 5
Legal Block3
Legal Lot Number51
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3028
Census Tract30503

Owner

Source: Warren County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address92 LOCUST DR, SPRINGBORO, OH 45066-1414
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2026Warranty Deed, Transfer · Conventional Mortgage
US BANK
May 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2026 · Amount on Record
Deed SaleAug 20, 2026 · Amount on Record
Prior SaleJun 21, 2017 · Amount on Record
Deed Document Number202623662
Prior Transfer DateNov 17, 2017
Prior Transfer Doc0000035552
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateAug 20, 2026
Property Address92 LOCUST DR, SPRINGBORO, OH 45066-1414
Document Number0000023662
Instrument DateAug 12, 2026
Instrument202623662
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$78,749.70
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 LOCUST DR, SPRINGBORO, OH 45066-1414

Mortgage

Document Number0000023663,
DateAug 20, 2026
Instrument202623663
Lender
NameUS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWARREN OH
Recording DateMay 10, 2017
Property Address92 LOCUST DR, SPRINGBORO, OH 45066-1414
Document Number0000014245
Instrument DateApr 13, 2017
Instrument14245
Transaction TypeTransfer
Record UpdatedOct 23, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2969 BEAL RD FRANKLIN OH 450054603, FRANKLIN, OH 45005-4603

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,215.00 (+25.14%)$67,020 (+33.19%) Land $17,500 Building $49,520$191,480 (+33.18%) Land $50,000 Building $141,480
2023$1,770.00 (+1.49%) Homeowner's exemption$50,320 (-) Land $9,888 Building $40,432
2022$1,744.00 Homeowner's exemption$50,320 Land $9,888 Building $40,432$143,770 (-) Land $28,250 Building $115,520
2021$143,770 Land $28,250 Building $115,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1984–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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