Warren County property record for 89 Locust Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 2016 |
| Lot Size | 0.097 acres (4,225 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,200 (Nov 2019) |
| Tax Bill | $2,620 (2025) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-13-476-095-0 |
| Primary APN | 04-13-476-095-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 1,296 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Lot Area | 4,225 sqft (0.097 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 553100 |
|---|---|
| Street Address | 89 LOCUST DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEARCREEK VIEWS 5 LOT 48 |
| Legal Subdivision | CLEARCREEK VIEWS 5 |
| Legal Block | 3 |
| Legal Lot Number | 48 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30503 |
89 Locust Dr is owned and occupied by two individuals who bought it in November 2019.
Source: Warren County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 89 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2019 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 19, 2017 | Warranty Deed, Transfer · VA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2019 · Amount on File |
| Deed Sale | Nov 1, 2019 · Amount on File |
| Prior Sale | Jan 19, 2017 · Amount on File |
| Deed Document Number | 201932842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Nov 1, 2019 |
| Property Address | 89 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Document Number | 0000032842 |
| Map Reference | MB 92 PG 1&2 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 2019-032842 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Title Company | AGILITY CLOSING & TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 89 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Document Number | 0000032843 |
|---|---|
| Date | Nov 1, 2019 |
| Instrument | 2019-032843 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 19, 2017 |
| Property Address | 89 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Document Number | 0000002245 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 2245 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 LOCUST DR SPRINGBORO OH 450661413, SPRINGBORO, OH 45066-1413 |
| Document Number | 2246 |
|---|---|
| Date | Jan 19, 2017 |
| Instrument | 2246 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 18, 2047 |
The 2025 property tax bill for 89 Locust Dr was $2,620.
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,620.00 | $67,280 Land $17,500 Building $49,780 | $192,240 Land $50,000 Building $142,240 |
| 2023 | $2,152.00 (+1.51%) Homeowner's exemption | $50,533 (-) Land $9,888 Building $40,645 | |
| 2022 | $2,120.00 Homeowner's exemption | $50,533 Land $9,888 Building $40,646 | $144,380 (-) Land $28,250 Building $116,130 |
| 2021 | $144,380 Land $28,250 Building $116,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 89 Locust Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1984–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 89 Locust Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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