Warren County property record for 86 Locust Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,377 sqft · built 2006 |
| Lot Size | 0.106 acres (4,630 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $2,304 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2018 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-13-476-090-0 |
| Primary APN | 04-13-476-090-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,377 sqft Living Area |
| Gross Area | 1,617 sqft |
| 1st Floor Area | 1,377 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 4,630 sqft (0.106 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 303 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 551988 |
|---|---|
| Street Address | 86 LOCUST DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEARCREEK VIEWS 4 LOT 43 |
| Legal Range | 5 |
| Legal Township | 2 |
| Legal Section | 13 |
| Legal Subdivision | CLEARCREEK VIEWS 4 |
| Legal Block | 88 |
| Legal Lot Number | 43 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30503 |
Source: Warren County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 86 LOCUST DR, SPRINGBORO, OH 45066-1414 |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Mar 26, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit CIVISTA BK |
| Sep 11, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2018 |
| Transfer Doc | 0000008185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 86 LOCUST DR, SPRINGBORO, OH 45066-1414 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|---|
| Address | 86 LOCUST DR, SPRINGBORO, OH 45066-1414 |
| Document Number | 0000035812 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022-035812 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 10, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Mar 26, 2018 |
| Property Address | 86 LOCUST DR, SPRINGBORO, OH 45066-1414 |
| Document Number | 0000008185 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 8185 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 89 LOCUST DR SPRINGBORO OH 450661413, SPRINGBORO, OH 45066-1413 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 86 LOCUST DR, SPRINGBORO, OH 45066-1414 |
| Document Number | 0000035921 |
| Instrument Date | Nov 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 86 LOCUST DR SPRINGBORO OH 450661414, SPRINGBORO, OH 45066-1414 |
| Document Number | 0000035921 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 35921 |
| Name | CIVISTA BK |
|---|---|
| Address | SANDUSKY, OH 44870 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 21, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 11, 2017 |
| Property Address | 86 LOCUST DR, SPRINGBORO, OH 45066-1414 |
| Document Number | 0000027889 |
| Map Reference | PL 63 PG 52&53 |
| Instrument Date | Aug 21, 2017 |
| Instrument | 2017-027889 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 86 LOCUST DR, SPRINGBORO, OH 45066-1414 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,304.00 (-0.82%) | $69,300 (+32.8%) Land $17,500 Building $51,800 | $198,000 (+32.8%) Land $50,000 Building $148,000 |
| 2024 | $2,323.00 (+25.64%) | ||
| 2023 | $1,849.00 (+1.48%) Homeowner's exemption | $52,185 (-) Land $9,888 Building $42,297 | |
| 2022 | $1,822.00 Homeowner's exemption | $52,185 Land $9,888 Building $42,298 | $149,100 (-) Land $28,250 Building $120,850 |
| 2021 | $149,100 Land $28,250 Building $120,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1984–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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