87 Locust Dr, Springboro, OH 45066 Property Records

Warren County property record for 87 Locust Dr, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,296 sqft · built 2016
Lot Size0.097 acres (4,225 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Apr 2019)
Tax Bill$2,620 (2025)
Deeds & MortgagesJan 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN04-13-476-094-0

Property Details

APN / Parcel Number

Primary APN04-13-476-094-0
Alternative APNs
  • 0413476094
  • 413476094
  • 0553099
  • 553099

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,296 sqft Living Area
Gross Area1,536 sqft
1st Floor Area1,296 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area4,225 sqft (0.097 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number553099
Street Address87 LOCUST DR
CitySPRINGBORO
StateOH
Zip45066-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLEARCREEK VIEWS 5 LOT 47
Legal SubdivisionCLEARCREEK VIEWS 5
Legal Block99
Legal Lot Number47
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group3
Census Block3028
Census Tract30503

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address87 LOCUST DR, SPRINGBORO, OH 45066-1413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BK NATL ASSN
Apr 30, 2019Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2019 · Amount on Record
Deed SaleApr 30, 2019 · Amount on Record
Deed Document Number201910729
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address87 LOCUST DR, SPRINGBORO, OH 45066-1413
Document Number0000002415
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedApr 21, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address87 LOCUST DR SPRINGBORO OH 450661413, SPRINGBORO, OH 45066-1413

Mortgage

Document Number0000002415
DateJan 19, 2021
Instrument2415
Lender
NamePNC BK NATL ASSN
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 18, 2036

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWARREN OH
Recording DateApr 30, 2019
Property Address87 LOCUST DR, SPRINGBORO, OH 45066-1413
Document Number0000010729
Map ReferenceMB 92 PG 1&2
Instrument DateApr 26, 2019
Instrument2019-010729
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address87 LOCUST DR, SPRINGBORO, OH 45066-1413

Mortgage

Document Number0000010730
DateApr 30, 2019
Instrument2019-010730
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,620.00 (+21.75%)$67,280 (+33.14%) Land $17,500 Building $49,780$192,240 (+33.15%) Land $50,000 Building $142,240
2023$2,152.00 (+1.51%) Homeowner's exemption$50,533 (-) Land $9,888 Building $40,645
2022$2,120.00 Homeowner's exemption$50,533 Land $9,888 Building $40,646$144,380 (-) Land $28,250 Building $116,130
2021$144,380 Land $28,250 Building $116,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1984–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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