Warren County property record for 91 Locust Dr, Springboro, OH 45066
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,296 sqft · built 2016 |
| Lot Size | 0.122 acres (5,319 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,000 (Jan 2017) |
| Tax Bill | $2,645 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-13-476-096-0 |
| Primary APN | 04-13-476-096-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Foundation Type | Block |
| Lot Area | 5,319 sqft (0.122 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 553101 |
|---|---|
| Street Address | 91 LOCUST DR |
| City | SPRINGBORO |
| State | OH |
| Zip | 45066-1413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLEARCREEK VIEWS 5 #49 |
| Legal Subdivision | CLEARCREEK VIEWS 5 |
| Legal Block | 476 |
| Legal Lot Number | 49 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 30503 |
Source: Warren County records, as of February 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 91 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 30, 2017 | Warranty Deed, Transfer · VA Mortgage LAND-HOME FINANCIAL SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2017 · Amount on Record |
| Deed Sale | Jan 30, 2017 · Amount on Record |
| Prior Sale | Mar 14, 2016 · Amount on Record |
| Deed Document Number | 0000003305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 91 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000035585 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020-035585 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 91 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000039247 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2019-039247 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Jan 30, 2017 |
| Property Address | 91 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Document Number | 0000003305 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 2017-003305 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2969 BEAL RD, 2969, FRANKLIN, OH 45005-4603 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 91 LOCUST DR, SPRINGBORO, OH 45066-1413 |
| Document Number | 0000003306 |
|---|---|
| Date | Jan 30, 2017 |
| Instrument | 2017-003306 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Warren County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Clear Creek Township |
| Municipality | Springboro City |
| Unified School District | Springboro Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,645.00 (+21.72%) | $67,918 (+33.06%) Land $17,500 Building $50,418 | $194,050 (+33.06%) Land $50,000 Building $144,050 |
| 2023 | $2,173.00 (+1.49%) Homeowner's exemption | $51,044 (-) Land $9,888 Building $41,156 | |
| 2022 | $2,141.00 Homeowner's exemption | $51,044 Land $9,888 Building $41,157 | $145,840 (-) Land $28,250 Building $117,590 |
| 2021 | $145,840 Land $28,250 Building $117,590 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1984–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGBORO PWS private · serves 19,263 people · EPA ID OH8301412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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