St. Clair County property record for 8708 Middle Chnnl, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 828 sqft |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (May 2022) |
| Tax Bill | $3,013 (2025) |
| Deeds & Mortgages | May 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 74-14-865-0015-000 |
| Primary APN | 74-14-865-0015-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 828 sqft Living Area |
| 1st Floor Area | 612 sqft |
| Lot Area | 10,019 sqft (0.23 acres) |
|---|---|
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Heating System | Space Heater |
|---|
| Street Address | 8708 MIDDLE CHANNEL |
|---|---|
| City | ALGONAC |
| State | MI |
| Zip | 48001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | NE 50 FT OF SW 150 FT OF NW 200 FT OF LOT 30 ST CLAIR FLATS, MIDDLE CHANNEL DEEDED 12/67 |
| Legal Subdivision | ST CLAIR FLATS MIDDLE CHANNEL |
| Legal Lot Number | 30 |
| Legal Unit | 30 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 648000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 49572 KEYCOVE ST, CHESTERFIELD, MI 48047-2329 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2022 · Amount on Record |
| Deed Sale | May 11, 2022 · Amount on Record |
| Prior Sale | May 11, 2022 · Amount on Record |
| Deed Document Number | 202211859 |
| Deed Book / Page | 5520 / 473 |
| Prior Transfer Date | Aug 1, 2018 |
| Prior Transfer Doc | 0004974305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 11, 2022 |
| Property Address | 8742 MIDDLE CHANNEL DR, HARSENS ISLAND, MI 48028-9683 |
| Document Number | 0005520471 |
| Book / Page | 5520 / 471 |
| Instrument Date | Mar 3, 2021 |
| Instrument | 2022011858 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2023 |
| Title Company | BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 409, MOUNT CLEMENS, MI 48046-0409 |
| Name | Verified Name |
|---|---|
| Address | 8708 MIDDLE CHANNEL DR, HARSENS ISLAND, MI 48028-9683 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,500 (-3.2%) | $115,000 (-3.2%) | |
| 2025 | $3,013.00 (+1.41%) | $59,400 (+5.51%) | |
| 2024 | $2,971.00 (+11.02%) | $118,800 (+5.51%) | |
| 2023 | $56,300 | ||
| 2022 | $2,676.00 | $112,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 579.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 139 policies |
| Nearby Flood Policies | 139 in force |
| Nearby Flood Claims | 220 (1981–2024) |
| Claims Outside the SFHA | 102 of 220 |
| Most Recent Claim | Sep 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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