Monroe County property record for 881 Ellen Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 3,200 sqft · built 1984 |
| Lot Size | 0.224 acres (9,750 sqft) |
| Owner | Company Name on Record |
| Last Sale | $975,000 (Jan 2022) |
| Tax Bill | $10,234 (2024) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00548270-000000 |
| Primary APN | 00548270-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,200 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,750 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 1,600 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 701 sqft |
| Deck Area | 828 sqft |
| Patio Area | 908 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1671754 |
|---|---|
| Street Address | 881 ELLEN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2769 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 8 TWIN LAKES PB3-160 KEY LARGO OR510-502 OR810-481 OR886-97 OR1046-2279 OR1812-314 OR1812-315 OR1870-572 OR1891-1852 OR1919-475 OR2073-2420 OR2922 OR3147-1022-503 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7235 W 19TH CT, HIALEAH, FL 33014-3705 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jan 5, 2022 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2022 · Amount on Record |
| Deed Sale | Jan 5, 2022 · Amount on Record |
| Prior Sale | Aug 14, 2018 · Amount on Record |
| Deed Document Number | 20222355772 |
| Deed Book / Page | 3147 / 1022 |
| Prior Transfer Date | Jul 17, 2018 |
| Prior Transfer Doc | 0029220503 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 5, 2022 |
| Property Address | 881 ELLEN DR, KEY LARGO, FL 33037-2769 |
| Document Number | 0031471022 |
| Book / Page | 3147 / 1022 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | Jan 4, 2022 |
| Instrument | 2355772 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2022 |
| Title Company | EXPRESS TITLE, EXPRESS TITLE SVCS GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9600 SW 103RD ST, 9600, MIAMI, FL 33176-3084 |
| Name | Verified Name |
|---|---|
| Address | 7235 W 19TH CT, HIALEAH, FL 33014-3705 |
| Document Number | 0031471024 |
|---|---|
| Date | Jan 5, 2022 |
| Instrument | 3147/1024 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 14, 2018 |
| Property Address | 881 ELLEN DR, KEY LARGO, FL 33037-2769 |
| Document Number | 0029220503 |
| Book / Page | 002922 / 000503 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 2182407 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9600 SW 103RD ST MIAMI FL 331763084, MIAMI, FL 33176-3084 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,293,823 (+10.78%) Land $922,740 Building $371,083 | $1,293,823 (+10.78%) Land $922,740 Building $371,083 | |
| 2024 | $10,234.00 (+2.16%) | ||
| 2023 | $10,018.00 (+79.31%) | $1,167,957 (+45.78%) Land $807,398 Building $360,559 | $1,167,957 (+45.78%) Land $807,398 Building $360,559 |
| 2022 | $5,587.00 | $801,155 Land $487,988 Building $313,167 | $801,155 Land $487,988 Building $313,167 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
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