879 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 879 Ellen Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2010
Square Footage	1,859 sqft Living Area
Lot Size	9,750 sqft (0.223 acres)
Garage	Mixed, 400 sqft
Last Sale	$1,250,000 (2022)
Tax Bill	$11,306.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00548280-000000`
Alternative APNs	`14613900548280000000` `1671762`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,859 sqft Living Area
1st Floor	1,859 sqft 1st Floor
Stories	2 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Other Exterior
Foundation Type	Pile Foundation
Roof Construction	Reinforced Concrete Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	9,750 sqft (0.223 acres)
Depth X Width	130 ft x 75 ft Depth x Width
Garage Type	Mixed Garage
Garage Area	400 sqft Garage
Carport	Carport
Carport Area	928 sqft Carport

Exterior Amenities

Fence	Fence
Deck Area	540 sqft Deck
Patio Area	2,256 sqft Patio
Porch	Open Porch
Porch Area	1,277 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1671762
Old Parcel Number	14613900548280000000
Street Address	879 ELLEN DR
City	KEY LARGO
State	FL
Zip	33037-2769
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 2 LT 9 TWIN LAKES PB3-160 KEY LARGO OR510-502 OR810-481 OR897-2056 OR1051-2189 OR3149-0723
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	2
Legal Lot Number	9
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3000
Census Tract	970400

Owner

Source: Monroe County records · APN 00548280-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	851 SW 191ST LN, PEMBROKE PINES, FL 33029-6030
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Deed Doc Number	2357301
Deed Book / Page	3149 / 723
Record Refreshed	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jan 18, 2022
Property Address	879 ELLEN DR, KEY LARGO, FL 33037-2769
Document Number	0031490723
Book / Page	3149 / 723
Map Reference	MB 3 PG 160
Instrument Date	Jan 12, 2022
Instrument	2357301
Transaction Type	Transfer
Record Updated	Feb 03, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4416 HERITAGE TRL, 4416, LEESBURG, FL 34748-1258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 SW 191ST LN, PEMBROKE PINES, FL 33029-6030

Mortgage

Document Number	0003149725
Date	Jan 18, 2022
Instrument	3149/725

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,431,549 (+10.85%) Land $922,740 Building $508,809	$1,431,549 (+10.85%) Land $922,740 Building $508,809
2024	$11,306.00 (+2.79%)
2023	$10,999.00 (+21.62%)	$1,291,483 (+19.07%) Land $807,398 Building $484,085	$1,291,483 (+19.07%) Land $807,398 Building $484,085
2022	$9,044.00	$1,084,674 Land $487,988 Building $596,686	$1,084,674 Land $487,988 Building $596,686

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.