878 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 878 Ellen Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,506 sqft Living Area
Lot Size	9,750 sqft (0.223 acres)
Garage	Carport
Last Sale	$550,000 (2003)
Tax Bill	$8,073.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00548410-000000`
Alternative APNs	`14613900548410000000` `1671894`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,506 sqft Living Area
1st Floor	1,462 sqft 1st Floor
Stories	3 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Foundation Type	Pile Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	9,750 sqft (0.223 acres)
Depth X Width	130 ft x 75 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Area	392 sqft Pool
Fence	Fence
Patio Area	240 sqft Patio
Porch	Open Porch
Porch Area	1,468 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1671894
Old Parcel Number	14613900548410000000
Street Address	878 ELLEN DR
City	KEY LARGO
State	FL
Zip	33037-2770
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 3 LT 9 TWIN LAKES PB3-160 KEY LARGO OR453-990 OR536-871 OR680-352 OR774-261 OR837-1707 OR852-601/02Q/C OR1077-981
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	3
Legal Lot Number	9
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3000
Census Tract	970400

Owner

Source: Monroe County records · APN 00548410-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	19475 SW 204TH ST, MIAMI, FL 33187-5333

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2003 · Amount on Record
Deed Sale	Dec 31, 2003 · Amount on Record
Deed Doc Number	1417834
Deed Book / Page	1964 / 1224
Record Refreshed	Jun 08, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	878 ELLEN DR, KEY LARGO, FL 33037-2770
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028811965
Date	Dec 06, 2017
Book Page	2881/1965
Instrument	2146230

Lender

Name	CONTINENTAL NATIONAL BANK
Type	Bank
Address	MIAMI, FL 33135

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,362,202 (+17.19%) Land $922,740 Building $439,462	$1,362,202 (+17.19%) Land $922,740 Building $439,462
2024	$8,073.00 (+6.97%)
2023	$7,547.00 (+27.01%)	$1,162,355 (+50.07%) Land $807,398 Building $354,957	$1,162,355 (+50.07%) Land $807,398 Building $354,957
2022	$5,942.00	$774,519 Land $487,988 Building $286,531	$774,519 Land $487,988 Building $286,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.