Monroe County property record for 876 Ellen Dr, Key Largo, FL 33037 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,015 sqft Living Area |
| Lot Size | 8,925 sqft (0.205 acres) |
| Garage | Covered, 669 sqft |
| Last Sale | $1,650,000 (2023) |
| Tax Bill | $12,519.00 (2024) |
| Primary APN | 00548420-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,015 sqft Living Area |
| 1st Floor | 1,454 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Ceramic Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 8,925 sqft (0.205 acres) |
| Garage Type | Covered Garage |
| Garage Area | 669 sqft Garage |
| Porch Area | 993 sqft Porch |
| View | Canal View |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 1671908 |
|---|---|
| Street Address | 876 ELLEN DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2770 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 3 LT 10 TWIN LAKES PB3-160 KEY LARGO OR550-671 OR1547-72 OR1811-1169 OR1811-1170 OR2289-1026 OR2599-2230 OR2625-528 OR3131-2148 OR3225-1891 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: Monroe County records · APN 00548420-000000
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11901 OLD CUTLER RD, MIAMI, FL 33156-4242 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 17, 2023 | Warranty Deed, Transfer · Stand Alone Second Mortgage WELLS FARGO BANK NA |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Oct 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 17, 2023 · Amount on Record |
| Deed Sale | May 17, 2023 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Doc Number | 20232418345 |
| Deed Book / Page | 3225 / 1891 |
| Prior Transfer Date | Apr 09, 2007 |
| Prior Transfer Doc | 0022891026 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 17, 2023 |
| Property Address | 876 ELLEN DR, KEY LARGO, FL 33037-2770 |
| Document Number | 0032251891 |
| Book / Page | 3225 / 1891 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | May 16, 2023 |
| Instrument | 2418345 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,550.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15500 SW 272ND ST, HOMESTEAD, FL 33032-8112 |
| Name | Verified Name |
|---|---|
| Address | 11901 OLD CUTLER RD, MIAMI, FL 33156-4242 |
| Document Number | 0032251893 |
|---|---|
| Date | May 17, 2023 |
| Instrument | 3225/1893 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 876 ELLEN DR, KEY LARGO, FL 33037-2770 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2861 HIDDEN HOLLOW LN, DAVIE, FL 33328-6925 |
| Document Number | 0030470606 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 3047/606 |
| Instrument | 2283884 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 15, 2021 |
| Property Address | 876 ELLEN DR, KEY LARGO, FL 33037-2770 |
| Document Number | 0031312148 |
| Book / Page | 3131 / 2148 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 2344266 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,800.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2861 HIDDEN HOLLOW LN, 2861, DAVIE, FL 33328-6925 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 15500 SW 272ND ST, HOMESTEAD, FL 33032-8112 |
| Document Number | 31312150 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 3131/2150 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639,304 (+12.52%) Land $1,113,840 Building $525,464 | $1,639,304 (+12.52%) Land $1,113,840 Building $525,464 | |
| 2024 | $12,519.00 (+15.03%) | ||
| 2023 | $10,883.00 (+20.76%) | $1,456,923 (+30.16%) Land $974,610 Building $482,313 | $1,456,923 (+30.16%) Land $974,610 Building $482,313 |
| 2022 | $9,012.00 | $1,119,355 Land $589,050 Building $530,305 | $1,119,355 Land $589,050 Building $530,305 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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