884 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 884 Ellen Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,460 sqft Living Area
Lot Size	9,750 sqft (0.223 acres)
Occupancy	Owner Occupied
Last Sale	$154,000 (1994)
Tax Bill	$3,913.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00548380-000000`
Alternative APNs	`14613900548380000000` `1671860`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Living Area
1st Floor	1,460 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2010
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Shingle Roof
Lot Area	9,750 sqft (0.223 acres)
Depth X Width	130 ft x 75 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Pool Type	Public/Municipal/Commercial Pool Type
Fence	Fence
Patio Area	530 sqft Patio
Porch	Open Porch
Porch Area	585 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1671860
Old Parcel Number	14613900548380000000
Street Address	884 ELLEN DR
City	KEY LARGO
State	FL
Zip	33037-2770
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 3 LT 6 TWIN LAKES KEY LARGO FL PB3-160 OR527-551 OR1305-555
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	3
Legal Lot Number	6
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3000
Census Tract	970400

Owner

Source: Monroe County records · APN 00548380-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	884 ELLEN DR, KEY LARGO, FL 33037-2770
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 1994 · Amount on Record
Deed Sale	May 03, 1994 · Amount on Record
Deed Doc Number	0130500555
Deed Book / Page	01305 / 00555
Record Refreshed	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	884 ELLEN DR, KEY LARGO, FL 33037-2770
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028530197
Date	May 08, 2017
Book Page	2853/0197
Instrument	2121967

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$444,250 (+5.99%)	$1,249,383 (+13.98%) Land $922,740 Building $326,643
2024	$3,913.00 (+4.35%)
2023	$3,750.00 (+5.66%) Homeowner's exemption	$419,156 (+3%)	$1,096,180 (+46.25%) Land $807,398 Building $288,782
2022	$3,549.00 Homeowner's exemption	$406,948	$749,508 Land $487,988 Building $261,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.