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885 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 885 Ellen Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage2,799 sqft Living Area
Lot Size13,000 sqft (0.298 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$8,112.00 (2024)

Property Details

APN / Parcel Number

Primary APN00548250-000000
Alternative APNs
  • 14613900548250000000
  • 1671738

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,799 sqft Living Area
1st Floor2,088 sqft 1st Floor
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2020
Exterior MaterialOther Exterior
Foundation TypePile Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area13,000 sqft (0.298 acres)
Depth X Width130 ft x 75 ft Depth x Width
Garage TypeCarport Garage
CarportCarport

Exterior Amenities

Pool TypePublic/Municipal/Commercial Pool Type
FenceFence
Patio Area65 sqft Patio
PorchOpen Porch
Porch Area1,147 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1671738
Old Parcel Number14613900548250000000
Street Address885 ELLEN DR
CityKEY LARGO
StateFL
Zip33037-2769
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 6 AND SLY 25 FT LT 5 TWIN LAKES PB3-160 KEY LARGO OR617-271 OR1769-257/59 OR1769-260AFF OR1788-1063/64
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionTWIN LAKES
Legal Block2
Legal Lot Number5-6
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup3
Census Block3000
Census Tract970400

Owner

Source: Monroe County records · APN 00548250-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address885 ELLEN DR, KEY LARGO, FL 33037-2769
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
ANGEL OAK MORTGAGE SOLUTIONS LLC
Sep 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACC MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 25, 2016
Deed SaleJan 25, 2016
Prior SaleMay 16, 2013 · Amount on Record
Deed Doc Number2061085
Deed Book / Page2629 / 0863
Record RefreshedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address885 ELLEN DR, KEY LARGO, FL 33037-2769
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029801650
DateAug 20, 2019
Book Page2980/1650
Instrument2233248
Lender
NameANGEL OAK MORTGAGE SOLUTIONS LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address885 ELLEN DR, KEY LARGO, FL 33037-2769
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address885 ELLEN DR, KEY LARGO, FL 33037-2769

Mortgage

Document Number0031242298
DateSep 10, 2021
Book Page3124/2298
Instrument2339038
Lender
NameACC MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,029,457 (+5.99%)$1,889,919 (+18.02%) Land $1,041,040 Building $848,879
2024$8,112.00 (+3.44%)
2023$7,842.00 (+6.64%) Homeowner's exemption$971,306 (+3%)$1,601,391 (+28.05%) Land $910,910 Building $690,481
2022$7,354.00 Homeowner's exemption$943,016$1,250,561 Land $550,550 Building $700,011

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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