877 Ellen Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 877 Ellen Dr, Key Largo, FL 33037 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1989
Square Footage	3,104 sqft Living Area
Lot Size	9,750 sqft (0.224 acres)
Garage	Carport, 436 sqft
Last Sale	$1,325,000 (2026)
Tax Bill	$9,638.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`00548290-000000`
Alternative APNs	`14613900548290000000` `1671771`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,104 sqft Living Area
1st Floor	1,850 sqft 1st Floor
Attic Area	436 sqft Attic
Attic	1 Attic
Stories	2 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1989
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Geodesic/Dome Roof Construction
Roof Material	Concrete Roof
Lot Area	9,750 sqft (0.224 acres)
Depth X Width	130 ft x 75 ft Depth x Width
Garage Type	Carport Garage
Garage Area	436 sqft Garage
Carport	Carport
Carport Area	436 sqft Carport

Exterior Amenities

Deck Area	250 sqft Deck
Patio Area	250 sqft Patio
Porch Area	1,241 sqft Porch
View	Canal View
Boat Access	Boat Access

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1671771
Street Address	877 ELLEN DR
City	KEY LARGO
State	FL
Zip	33037-2769
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 2 LT 10 TWIN LAKES PB3-160 KEY LARGO OR510-502 OR1097-1393 OR1269-1732 OR1281-2316M/T(U/R P/O/A & DC ON FILE) OR1289-563C
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	TWIN LAKES
Legal Block	2
Legal Lot Number	10
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	3
Census Block	3000
Census Tract	970400

Owner

Source: Monroe County records · APN 00548290-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15826 SW 43RD TER, MIAMI, FL 33185-5307
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Jun 01, 1989 · Amount on Record
Deed Doc Number	20262536265
Deed Book / Page	3371 / 2064
Record Refreshed	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 19, 2026
Property Address	877 ELLEN DR, KEY LARGO, FL 33037-2769
Document Number	0033712064
Book / Page	3371 / 2064
Map Reference	MB 3 PG 160
Instrument Date	Mar 18, 2026
Instrument	2536265
Transaction Type	Transfer
Record Updated	Apr 17, 2026
Title Company	DOMINION TITLE GROUP LLC, DOMAIN TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,275.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 WYCKOFF ST, BROOKLYN, NY 11201-6306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	15826 SW 43RD TER, MIAMI, FL 33185-5307

Mortgage

Document Number	0033712066
Date	Mar 19, 2026
Instrument	3371/2066

Lender

Name	READY MORTGAGE LENDERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,638.00 (+10.55%)	$1,284,416 (+11.48%) Land $922,740 Building $361,676	$1,284,416 (+11.48%) Land $922,740 Building $361,676
2024	$8,718.00 (+6.9%)
2023	$8,155.00 (+21.46%)	$1,152,122 (+38.27%) Land $807,398 Building $344,724	$1,152,122 (+38.27%) Land $807,398 Building $344,724
2022	$6,714.00	$833,254 Land $487,988 Building $345,266	$833,254 Land $487,988 Building $345,266

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.