8656 Sand Pine Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8656 Sand Pine Dr, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,107 sqft · built 2012
Lot Size2.88 acres (125,714 sqft)
Owner2 Owner Names on File
Last Sale$194,900 (Jul 2012)
Tax Bill$1,991 (2024)
Deeds & MortgagesDec 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone AE (high risk)
APN09-2S-26-1020-01100-0200

Property Details

APN / Parcel Number

Primary APN09-2S-26-1020-01100-0200

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,107 sqft Heated Area
Gross Area2,687 sqft
1st Floor Area2,527 sqft
FlooringCarpet
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2012
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area125,714 sqft (2.88 acres)
Lot Dimensions12,150 ft deep x 1,000 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number092S261020011000200
Street Address8656 SAND PINE DR
CityNAVARRE
StateFL
Zip32566-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEAST BAY RIVER EST 1ST ADD LOT 20 BLK 11 AS DES IN OR 3155 PG 2014
Legal Range26W
Legal Township02S
Legal Section09
Legal SubdivisionEAST BAY RIVER EST
Legal Block11
Legal Lot Number20
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2009
Census Tract10828

Owner

Source: Santa Rosa County records · APN 09-2S-26-1020-01100-0200

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address8745 WOODLAWN RD, FORT BELVOIR, VA 22060-5277
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · VA Mortgage
AFFINITY MORTGAGE LLC
Oct 26, 2018Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2012 · Amount on Record
Deed SaleJul 24, 2012 · Amount on Record
Prior SaleFeb 23, 2012 · Amount on Record
Deed Document Number201230945
Deed Book / Page3155 / 2014
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8656 SAND PINE DR, NAVARRE, FL 32566-3117
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8656 SAND PINE DR, NAVARRE, FL 32566-3117

Mortgage

Document Number0040411819
DateDec 14, 2020
Book Page4041/1819
Instrument202067098
Lender
NameAFFINITY MORTGAGE LLC
TypeMortgage Company
AddressLENEXA, KS 66215
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term300 Months
DueDec 01, 2045

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8656 SAND PINE DR, NAVARRE, FL 32566-3117
Document Number0037791313
Instrument DateOct 26, 2018
Transaction TypeMortgage
Record UpdatedDec 05, 2018
Title CompanyENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8656 SAND PINE DR NAVARRE FL 325663117, NAVARRE, FL 32566-3117

Mortgage

Document Number0037791313
DateNov 02, 2018
Book Page003779/001313
Instrument47227
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2033
Interest
Rate3%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$1,991.00 (+2.52%) Homeowner's exemption$198,438 (+3%)$318,682 (+6.88%) Land $75,240 Building $243,442
2023$1,942.00 (+2.97%) Homeowner's exemption$192,658 (+3%)$298,160 (-4.1%) Land $56,848 Building $241,312
2022$1,886.00 Homeowner's exemption$187,047$310,908 Land $56,848 Building $254,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 403 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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