Santa Rosa County property record for 8627 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,166 sqft · built 2018 |
| Lot Size | 1.23 acres (53,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $78,000 (May 2017) |
| Tax Bill | $320 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2018 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-1020-01100-0110 |
| Primary APN | 09-2S-26-1020-01100-0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,166 sqft Heated Area |
| Gross Area | 4,887 sqft |
| 1st Floor Area | 4,127 sqft |
| Upper Floors Area | 440 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 53,666 sqft (1.23 acres) |
| Lot Dimensions | 1,710 ft deep x 3,320 ft wide |
| Garage Area | 1,500 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 092S261020011000110 |
|---|---|
| Street Address | 8627 SAND PINE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER EST 1ST ADD LOT 11 BLK 11 AS DES IN OR 3620 PG 827 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RIVER EST |
| Legal Block | 11 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8627 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Sep 30, 2018 | Loan Modification, Mortgage UNIVERSITY LNDG |
| Oct 24, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage UNIVERSITY LNDG |
| May 2, 2017 | Warranty Deed, Transfer FIRST INT'L TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2017 · Amount on Record |
| Deed Sale | May 2, 2017 · Amount on Record |
| Deed Document Number | 201717038 |
| Deed Book / Page | 3620 / 0827 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8627 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Document Number | 0039460733 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8627 SAND PINE DR NAVARRE FL 325663118, NAVARRE, FL 32566-3118 |
| Document Number | 0039460733 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 003946/000733 |
| Instrument | 20875 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 3, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8627 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Document Number | 0037811099 |
| Instrument Date | Sep 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Name | Verified Name |
|---|---|
| Address | 8627 SAND PINE DR NAVARRE FL 325663118, NAVARRE, FL 32566-3118 |
| Document Number | 0037811099 |
|---|---|
| Date | Nov 9, 2018 |
| Book Page | 003781/001099 |
| Instrument | 48231 |
| Name | UNIVERSITY LNDG |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 8, 2048 |
| Rate | 4.5% |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 24, 2017 |
| Property Address | 8627 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Document Number | 0036730407 |
| Book / Page | 003673 / 000407 |
| Instrument Date | Oct 23, 2017 |
| Instrument | 44511 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2726 AUGUSTUS RD NAVARRE FL 325667960, NAVARRE, FL 32566-7960 |
| Document Number | 36730407 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 003673/000407 |
| Instrument | 44511 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 2, 2017 |
| Property Address | 8627 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Document Number | 0036200827 |
| Book / Page | 003620 / 000827 |
| Instrument Date | May 1, 2017 |
| Instrument | 17038 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | FIRST INT'L TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $546.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2726 AUGUSTUS RD NAVARRE FL 325667960, NAVARRE, FL 32566-7960 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $320.00 (+7.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $490,811 (+7.95%) | $635,610 (+9.36%) Land $103,950 Building $531,660 |
| 2023 | $298.00 (+6.43%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $454,671 (+3%) | $581,232 (-2.9%) Land $78,540 Building $502,692 |
| 2022 | $280.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $441,428 | $598,596 Land $78,540 Building $520,056 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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