Santa Rosa County property record for 8624 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,959 sqft · built 2019 |
| Lot Size | 1.78 acres (77,711 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,000 (Jul 2009) |
| Tax Bill | $419 (2024) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2018 Construction Loan + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-2S-26-1020-01100-0160 |
| Primary APN | 09-2S-26-1020-01100-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,959 sqft Living Area |
| Gross Area | 6,402 sqft |
| 1st Floor Area | 2,959 sqft |
| Upper Floors Area | 504 sqft |
| Attic | Attic |
| Attic Area | 342 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 77,711 sqft (1.78 acres) |
| Lot Dimensions | 694 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8624 SAND PINE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER EST 1ST ADD LOT 16 BLK 11 AS DES IN OR 2913 PG 1799 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RVR/1ST ADD |
| Legal Block | 11 |
| Legal Lot Number | 16 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8624 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 7, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 26, 2018 | Deed of Trust, Mortgage · Construction Mortgage WHITNEY BANK |
| Feb 12, 2020 | Loan Modification, Mortgage MORTGAGE ELECTRONIC REGISTRATI |
| Feb 12, 2020 | Loan Modification, Mortgage HANCOCK WHITNEY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2009 · Amount on Record |
| Deed Sale | Jul 9, 2009 · Amount on Record |
| Deed Document Number | 200923227 |
| Deed Book / Page | 2913 / 1799 |
| Last Transfer Date | Nov 3, 2025 |
| Transfer Doc | 0046771010 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 7, 2025 |
| Property Address | 8624 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Document Number | 0046771010 |
| Book / Page | 4677 / 1010 |
| Map Reference | MB 2913 PG 171 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 202552628 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8624 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 8624 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8624 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0037771309 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 3777/1309 |
| Instrument | 201846127 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2033 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8624 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Document Number | 0039390980 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8624 SAND PINE DR NAVARRE FL 325663117, NAVARRE, FL 32566-3117 |
| Document Number | 0039390980 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 003939/000980 |
| Instrument | 17896 |
| Name | MORTGAGE ELECTRONIC REGISTRATI |
|---|---|
| Address | FLINT, MI 48501-2026 |
| Term | 156 Months |
|---|---|
| Due | Apr 14, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8624 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Document Number | 0039200462 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8624 SAND PINE DR NAVARRE FL 32566, NAVARRE, FL 32566 |
| Document Number | 0039200462 |
|---|---|
| Date | Feb 19, 2020 |
| Book Page | 003920/000462 |
| Instrument | 8003 |
| Name | HANCOCK WHITNEY BK |
|---|---|
| Address | NEW ORLEANS, LA 70122 |
| Amount | Amount Recorded |
|---|---|
| Term | 156 Months |
| Due | Feb 18, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $472,958 (+2.9%) | $575,690 (+5.71%) Land $90,000 Building $485,690 | |
| 2024 | $419.00 (+7.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $459,629 (+3%) | $544,604 (+0.9%) Land $72,000 Building $472,604 |
| 2023 | $390.00 (-91.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $446,242 (+3%) | $539,731 (-0.19%) Land $72,000 Building $467,731 |
| 2022 | $4,865.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $433,245 | $540,768 Land $64,000 Building $476,768 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures