Santa Rosa County property record for 8675 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,430 sqft · built 2007 |
| Lot Size | 1.34 acres (58,762 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $180,000 (Mar 2006) |
| Tax Bill | $5,185 (2024) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-2S-26-1020-00900-0050 |
| Primary APN | 09-2S-26-1020-00900-0050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 1 Story |
| Building Area | 4,430 sqft Heated Area |
| Gross Area | 5,522 sqft |
| 1st Floor Area | 5,449 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 58,762 sqft (1.34 acres) |
| Lot Dimensions | 3,000 ft deep x 2,100 ft wide |
| Garage Area | 1,019 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 73 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 092S261020009000050 |
|---|---|
| Street Address | 8675 SAND PINE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER EST 1ST ADD LOT 5 BLK 9 AS DES IN OR 2570 PG 1889 |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RIVER EST |
| Legal Block | 9 |
| Legal Lot Number | 5 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8675 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Jan 13, 2020 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG |
| Mar 20, 2019 | Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2006 · Amount on Record |
| Deed Sale | Mar 1, 2006 · Amount on Record |
| Prior Sale | Oct 13, 2004 · Amount on Record |
| Deed Document Number | 200611485 |
| Deed Book / Page | 2570 / 1889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8675 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8675 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Document Number | 0043331950 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 4333/1950 |
| Instrument | 202257598 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8675 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Document Number | 0039100992 |
| Instrument Date | Jan 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8675 SAND PINE DR NAVARRE FL 325663118, NAVARRE, FL 32566-3118 |
| Document Number | 0039100992 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 003910/000992 |
| Instrument | 2774 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8675 SAND PINE DR, NAVARRE, FL 32566-3118 |
| Document Number | 0038140553 |
| Instrument Date | Mar 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8675 SAND PINE DR NAVARRE FL 325663118, NAVARRE, FL 32566-3118 |
| Document Number | 0038140553 |
|---|---|
| Date | Mar 27, 2019 |
| Book Page | 003814/000553 |
| Instrument | 11750 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2049 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,185.00 (+2.01%) Homeowner's exemption | $462,134 (+3%) | $711,004 (+4.57%) Land $103,950 Building $607,054 |
| 2023 | $5,083.00 (+2.5%) Homeowner's exemption | $448,674 (+3%) | $679,904 (-3.08%) Land $78,540 Building $601,364 |
| 2022 | $4,959.00 Homeowner's exemption | $435,606 | $701,545 Land $78,540 Building $623,005 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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