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8632 Sand Pine Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 8632 Sand Pine Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,278 sqft · built 2020
Lot Size1.91 acres (83,417 sqft)
Owner2 Individual Names on Record
Last Sale$399,500 (Jun 2020)
Tax Bill$3,723 (2024)
Deeds & MortgagesAug 2020 Mortgage
Jun 2019 Transfer
+ 2 more
Flood ZoneZone AE (high risk)
APN09-2S-26-1020-01100-0170

Property Details

APN / Parcel Number

Primary APN09-2S-26-1020-01100-0170

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,278 sqft Heated Area
Gross Area3,268 sqft
1st Floor Area2,784 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area83,417 sqft (1.91 acres)
Lot Dimensions7,620 ft deep x 1,000 ft wide
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area484 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number092S261020011000170
Street Address8632 SAND PINE DR
CityNAVARRE
StateFL
Zip32566-3117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionEAST BAY RIVER ESTATES 1ST ADD LOT 17 BLK 11 AS DES IN OR 3990 PG 347 (DEED ORGINALLY REC IN OKALOSSA CO)
Legal Range26W
Legal Township02S
Legal Section09
Legal SubdivisionEAST BAY RIVER ESTATES
Legal Block11
Legal Lot Number17
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2009
Census Tract10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8632 SAND PINE DR, NAVARRE, FL 32566-3117
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Re-recorded Document · Conventional Mortgage
PROGRESS BANK & TRUST
Jun 18, 2019Correction Deed, Transfer
NOT AVAILABLE
Nov 28, 2018Deed of Trust, Mortgage · Conventional with PMI
FIRST CTY BK/FL
Aug 15, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Document Number0003990347
Deed Book / Page2441 / 0348
Prior Transfer DateJun 18, 2019
Prior Transfer Doc201926010
Record UpdatedJun 8, 2026

August 2020: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionSANTA ROSA FL
Recording DateAug 14, 2020
Property Address8632 SAND PINE DR, NAVARRE, FL 32566-3117
Document Number0039900347
Book / Page3990 / 347
Map ReferenceMB C PG 171
Instrument DateJun 26, 2020
Instrument202041286
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2313 HIGHWAY 87, 2313, NAVARRE, FL 32566-3212

Transferred To (Grantee/Buyer)

NameVerified Name
Address8632 SAND PINE DR, NAVARRE, FL 32566-3117

Mortgage

Document Number0039900349
DateAug 14, 2020
Book Page3990/349
Instrument202041287
Lender
NamePROGRESS BANK & TRUST
TypeBank
AddressHUNTSVILLE, AL 35801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

June 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSANTA ROSA FL
Recording DateJun 18, 2019
Property Address8632 SAND PINE DR, NAVARRE, FL 32566-3117
Document Number0038410288
Book / Page003841 / 000288
Instrument DateMar 25, 2019
Instrument26010
Transaction TypeTransfer
Record UpdatedAug 30, 2019
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2313 HIGHWAY 87 NAVARRE FL 325663212, NAVARRE, FL 32566-3212

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address8632 SAND PINE DR, NAVARRE, FL 32566-3117
Document Number0037861222
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedJan 3, 2019
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7575 E BAY BLVD NAVARRE FL 325667922, NAVARRE, FL 32566-7922

Mortgage

Document Number0037861222
DateNov 30, 2018
Book Page003786/001222
Instrument50961
Lender
NameFIRST CTY BK/FL
TypeBank
AddressFT WALTON BCH, FL 32548-5552
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateAug 15, 2018
Property Address8632 SAND PINE DR, NAVARRE, FL 32566-3117
Document Number0037570500
Book / Page003757 / 000500
Instrument DateAug 15, 2018
Instrument34909
Transaction TypeTransfer
Record UpdatedOct 10, 2018

Transaction

AmountAmount Recorded
Tax$175.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7575 E BAY BLVD NAVARRE FL 325667922, NAVARRE, FL 32566-7922

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,723.00 (+2.03%) Homeowner's exemption$346,637 (+3%)$388,280 (+0.85%) Land $72,000 Building $316,280
2023$3,649.00 (+2.56%) Homeowner's exemption$336,541 (+3%)$384,998 (-1.98%) Land $72,000 Building $312,998
2022$3,558.00 Homeowner's exemption$326,739$392,771 Land $64,000 Building $328,771

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
AT&T
Fixed Wireless · DSL		100 / 20

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