Santa Rosa County property record for 8676 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 8 bd · 5.5 ba · 9,278 sqft · built 2006 |
| Lot Size | 6.2 acres (270,377 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Sep 2017) |
| Tax Bill | $12,283 (2024) |
| Deeds & Mortgages | Oct 2023 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-2S-26-1020-01100-0220 |
| Primary APN | 09-2S-26-1020-01100-0220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 9,278 sqft Living Area |
| Gross Area | 13,433 sqft |
| 1st Floor Area | 4,316 sqft |
| Upper Floors Area | 4,962 sqft |
| Attic | Attic |
| Attic Area | 1,674 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 270,377 sqft (6.2 acres) |
| Lot Dimensions | 885 ft deep x 100 ft wide |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 1,468 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 2,081 sqft |
| Deck Area | 28 sqft |
| Shed | 1 Shed |
| Shed Area | 2 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8676 SAND PINE DR |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | EAST BAY RIVER EST 1ST ADD LOTS 21 22 & 23 BLK 11 AS DES IN OR 3658 PG 1402 (LOT 24 SOLD IN OR 3613 PG 1876 REINSTATED LOT FOR 2017) |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 09 |
| Legal Subdivision | EAST BAY RVR/1ST ADD |
| Legal Block | 11 |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
8676 Sand Pine Dr is owned and occupied by two individuals who bought it in September 2017.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8676 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK |
| Apr 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2017 · Amount on File |
| Deed Sale | Sep 6, 2017 · Amount on File |
| Prior Sale | Apr 10, 2017 · Amount on File |
| Deed Document Number | 201736878 |
| Deed Book / Page | 3658 / 1402 |
| Prior Transfer Date | Oct 30, 2012 |
| Prior Transfer Doc | 0032040403 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8676 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8676 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Document Number | 0044390250 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 4439/250 |
| Instrument | 202344617 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 10, 2017 |
| Property Address | 8676 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Document Number | 0036131876 |
| Book / Page | 003613 / 001876 |
| Instrument Date | Apr 7, 2017 |
| Instrument | 13870 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Title Company | RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8688 SAND PINE DR NAVARRE FL 325663117, NAVARRE, FL 32566-3117 |
| Document Number | 36131877 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 003613/001877 |
| Instrument | 13871 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2047 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,070,690 (+2.9%) | $1,101,482 (+4.54%) Land $191,000 Building $910,482 | |
| 2024 | $12,283.00 (+1.85%) Homeowner's exemption | $1,040,515 (+3%) | $1,053,653 (+1.62%) Land $165,400 Building $888,253 |
| 2023 | $12,060.00 (+2.37%) Homeowner's exemption | $1,010,209 (+3%) | $1,036,809 (+5.71%) Land $150,000 Building $886,809 |
| 2022 | $11,781.00 Homeowner's exemption | $980,785 | $980,785 Land $150,000 Building $830,785 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8676 Sand Pine Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8676 Sand Pine Dr is high, ranking above 71% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 54% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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