Santa Rosa County property record for 8688 Sand Pine Dr, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,500 sqft · built 1989 |
| Lot Size | 1.3 acres (57,064 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Apr 2017) |
| Tax Bill | $2,523 (2024) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 09-2S-26-1020-01100-0240 |
| Primary APN | 09-2S-26-1020-01100-0240 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,500 sqft Heated Area |
| 1st Floor Area | 2,500 sqft |
| Upper Floors Area | 740 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 57,064 sqft (1.3 acres) |
| Lot Dimensions | 5,310 ft deep x 1,000 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,096 sqft |
| Deck Area | 197 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 092S261020011000240 |
|---|---|
| Street Address | 8688 SAND PINE DR |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | *REINSTATED FOR 2017* EAST BAY RIVER EST 1ST ADD LOT 24 BLK 11 AS DES IN OR 3613 PG 1876 |
| Legal Subdivision | EAST BAY RIVER EST |
| Legal Block | 11 |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8688 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2017 · Amount on Record |
| Deed Sale | Apr 7, 2017 · Amount on Record |
| Deed Document Number | 0036131876 |
| Prior Transfer Date | Jul 30, 1997 |
| Prior Transfer Doc | 0162400750 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8688 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8688 SAND PINE DR, NAVARRE, FL 32566-3117 |
| Document Number | 0041791967 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 4179/1967 |
| Instrument | 202162510 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,523.00 (+2.52%) Homeowner's exemption | $236,713 (+3%) | $334,653 (+2.55%) Land $72,000 Building $262,653 |
| 2023 | $2,461.00 (+2.88%) Homeowner's exemption | $229,818 (+3%) | $326,343 (-1.13%) Land $72,000 Building $254,343 |
| 2022 | $2,392.00 Homeowner's exemption | $223,124 | $330,058 Land $64,000 Building $266,058 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 10 (2004–2024) |
| Claims Outside the SFHA | 3 of 10 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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