8644 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8644 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,724 sqft · built 2019
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$293,000 (May 2025)
Tax Bill	$2,955 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.291`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.291`
Alternative APN	`306128`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	149 ft deep x 40.5 ft wide
Garage Area	484 sqft
Porch	Slab
Porch Area	254 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306128
Street Address	8644 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003291
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 10-A
Legal Lot Number	49
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8644 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2025 · Amount on Record
Deed Sale	May 22, 2025 · Amount on Record
Prior Sale	Apr 30, 2019 · Amount on Record
Deed Document Number	20254759429
Deed Book / Page	6302 / 973
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8644 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055730007
Date	Apr 6, 2021
Book Page	5573/7

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	MONTGOMERY, AL 36106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,955.00 (+132.68%)
2025	$1,270.00 (+11.5%) Senior Citizen's exemption	$30,350 (+11.46%) Land $3,800 Building $26,550	$303,500 (+11.46%) Land $38,000 Building $265,500
2023	$1,139.00 (+63.88%) Senior Citizen's exemption	$27,230 (+16.57%) Land $3,800 Building $23,430	$272,300 (+16.57%) Land $38,000 Building $234,300
2022	$695.00 Senior Citizen's exemption	$23,360 Land $3,800 Building $19,560	$233,600 Land $38,000 Building $195,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20