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8640 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8640 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,924 sqft · built 2019
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jun 2022)
Tax Bill$1,463 (2026)
Deeds & MortgagesJun 2022 Sale & Mortgage
Dec 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.290

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.290
Alternative APN
  • 306127

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,924 sqft Living Area
1st Floor Area1,924 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions151 ft deep x 50 ft wide
Garage Area484 sqft
PorchSlab
Porch Area132 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number306127
Street Address8640 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003290
Legal Range19E
Legal Township16N
Legal Section23
Legal SubdivisionRYAN RIDGE 10-A
Legal Lot Number50
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8640 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2022Warranty Deed, Transfer · Conventional Mortgage
PRIME HOME LOANS INC
Dec 31, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Mar 1, 2019Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2022 · Amount on Record
Deed SaleJun 3, 2022 · Amount on Record
Prior SaleDec 31, 2019 · Amount on Record
Deed Book / Page5826 / 450
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateJun 3, 2022
Property Address8640 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number0058260450
Book / Page5826 / 450
Map ReferenceMB 56 PG 62
Instrument DateMay 31, 2022
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2914 DAY ST, 2914, MONTGOMERY, AL 36108-2128

Transferred To (Grantee/Buyer)

NameVerified Name
Address8640 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858

Mortgage

Document Number0058260451
DateJun 3, 2022
Instrument5826-0451
Lender
NamePRIME HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2042

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateDec 31, 2019
Property Address8640 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number0053270053
Book / Page005327 / 000053
Instrument DateDec 30, 2019
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$210.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8640 RYAN RIDGE LOOP MONTGOMERY AL 361173858, MONTGOMERY, AL 36117-3858

March 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateMar 1, 2019
Property Address8640 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number0052040772
Book / Page005204 / 000772
Instrument DateMar 1, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$236.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8640 RYAN RIDGE LOOP MONTGOMERY AL 361173858, MONTGOMERY, AL 36117-3858

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,463.00 (-0.54%)
2025$1,471.00 (+11.78%) Homeowner's exemption$30,970 (+11.48%) Land $3,800 Building $27,170$309,700 (+11.48%) Land $38,000 Building $271,700
2023$1,316.00 Homeowner's exemption$27,780 Land $3,800 Building $23,980$277,800 Land $38,000 Building $239,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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