8652 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8652 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,844 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$258,275 (Oct 2019)
Tax Bill$1,940 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Dec 2019 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN09-06-23-3-000-003.293

Property Details

APN / Parcel Number

Primary APN09-06-23-3-000-003.293
Alternative APN
  • 306130

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,844 sqft Living Area
1st Floor Area2,251 sqft
2nd Floor Area593 sqft
Upper Floors Area593 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage Area484 sqft
PorchOpen Porch
Porch Area158 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number306130
Street Address8652 RYAN RIDGE LOOP
CityMONTGOMERY
StateAL
Zip36117-3858
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0906233000003293
Legal SubdivisionRYAN RIDGE 10-A
Legal Lot Number47
JurisdictionMONTGOMERY AL
Township / Civil DivisionMOUNT MEIGS
Census Block Group3
Census Block3031
Census Tract5503

Owner

Source: Montgomery County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8652 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2020Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MTG
Dec 31, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Oct 31, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Dec 5, 2018Warranty Deed, Construction Loan · Construction Mortgage
RIVER BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2019 · Amount on Record
Deed SaleOct 31, 2019 · Amount on Record
Prior SaleDec 5, 2018 · Amount on Record
Deed Document Number0053030593
Deed Book / Page5303 / 0593
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateSep 21, 2020
Property Address8652 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number0054510906
Book / Page005451 / 000906
Instrument DateSep 18, 2020
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$344.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8476 MELBOURNE CIR MONTGOMERY AL 361178976, MONTGOMERY, AL 36117-8976

Mortgage

Document Number54510908
DateSep 21, 2020
Book Page005451/000908
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateDec 31, 2019
Property Address8652 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number0053270111
Book / Page005327 / 000111
Instrument DateDec 5, 2019
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$55.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
InvestorPossibly a Property Investor

October 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateOct 31, 2019
Property Address8652 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number0053030593
Book / Page5303 / 0593
Map ReferenceMB 56 PG 62
Instrument DateOct 30, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address404 S 8TH ST, 404, OPELIKA, AL 36801-4946

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8652 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
InvestorPossibly a Property Investor

Mortgage

Document Number0005303595
DateOct 31, 2019
Instrument5303/595
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

December 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMONTGOMERY AL
Recording DateDec 5, 2018
Property Address8652 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858
Document Number0051760566
Book / Page005176 / 000566
Instrument DateDec 5, 2018
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$43.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946
InvestorPossibly a Property Investor

Mortgage

Document Number51760568
DateDec 5, 2018
Book Page005176/000568
Lender
NameRIVER BK&TR
TypeFunding / Finance Company
AddressAUBURN, AL 36830
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,940.00 (+12.14%) Homeowner's exemption$40,640 (+11.93%) Land $3,800 Building $36,840$406,400 (+11.93%) Land $38,000 Building $368,400
2023$1,730.00 Homeowner's exemption$36,310 Land $3,800 Building $32,510$363,100 Land $38,000 Building $325,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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