Montgomery County property record for 8648 Ryan Ridge Loop, Montgomery, AL 36117
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,429 sqft · built 2019 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $252,433 (May 2026) |
| Tax Bill | $1,718 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-23-3-000-003.292 |
| Primary APN | 09-06-23-3-000-003.292 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,429 sqft Living Area |
| 1st Floor Area | 2,091 sqft |
| Upper Floors Area | 338 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 155 ft deep x 50.1 ft wide |
| Garage Area | 484 sqft |
| Porch | Slab |
| Porch Area | 71 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 306129 |
|---|---|
| Street Address | 8648 RYAN RIDGE LOOP |
| City | MONTGOMERY |
| State | AL |
| Zip | 36117-3858 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0906233000003292 |
| Legal Range | 19E |
| Legal Township | 16N |
| Legal Section | 23 |
| Legal Subdivision | RYAN RIDGE 10-A |
| Legal Lot Number | 48 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MOUNT MEIGS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 5503 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8648 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIME HOME LOANS INC |
| Feb 7, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI PRIME HM LNS |
| May 21, 2026 | Correction Deed NONE LISTED ON DOCUMENT |
| Nov 16, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Prior Sale | Feb 7, 2019 · Amount on Record |
| Deed Document Number | 20264819138 |
| Deed Book / Page | 6469 / 875 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 8648 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0055980820 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 5598/820 |
| Name | PRIME HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DULUTH, GA 30097 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Feb 7, 2019 |
| Property Address | 8648 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858 |
| Document Number | 0051970144 |
| Book / Page | 005197 / 000144 |
| Instrument Date | Feb 7, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $13.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8648 RYAN RIDGE LOOP MONTGOMERY AL 361173858, MONTGOMERY, AL 36117-3858 |
| Document Number | 51970146 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 005197/000146 |
| Name | PRIME HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DULUTH, GA 30097 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2049 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | May 21, 2026 |
| Property Address | 8648 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858 |
| Document Number | 0004819138 |
| Book / Page | 6469 / 875 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 20264819138 |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $25,495.43 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Nov 16, 2018 |
| Property Address | 8648 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3858 |
| Document Number | 0051700511 |
| Book / Page | 005170 / 000511 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 404 S 8TH ST OPELIKA AL 368014946, OPELIKA, AL 36801-4946 |
| Investor | Possibly a Property Investor |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Montgomery City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,718.00 (-0.52%) | ||
| 2025 | $1,727.00 (+12%) Homeowner's exemption | $36,250 (+11.74%) Land $3,800 Building $32,450 | $362,500 (+11.74%) Land $38,000 Building $324,500 |
| 2023 | $1,542.00 (+57.35%) Homeowner's exemption | $32,440 (+17.07%) Land $3,800 Building $28,640 | $324,400 (+17.07%) Land $38,000 Building $286,400 |
| 2022 | $980.00 Homeowner's exemption | $27,710 Land $3,800 Building $23,910 | $277,100 Land $38,000 Building $239,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures